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Category: selling-a-promissory-note

  • How To Value A Real Estate Note For Ohio Note Buyers And Sellers

    If you have investing in a note or are thinking of investing in one, of your first thoughts will be to the value of the note – how much is it worth and how much can you buy or sell it for?

    So you’re probably wondering how to understand the value of a real estate note in Cincinnati & Dayton note buyers and sellers. 

    There isn’t an easy answer but in this blog post you’ll learn some of the ways that a note can be valued, to make you better informed…

    How To Value A Real Estate Note For Cincinnati & Dayton

    While note all of these factors will influence the value of every note, it’s important to see how a note can be valued. Probably the best strategy is to get in touch with us and we can help you understand how we value the notes we sell. Reach out to our team by clicking here or by calling

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    • You can value a note by the amount owed on the note, including both the principal and interest owning.
    • You can value a note by whether or not it’s a performing or non-performing note (although the definition of performing versus non-performing varies, in general you’ll find that a non-performing note is one where the person who is supposed to be paying the underlying mortgage is not paying it back. It’s important to note that non-performing notes still have a value!)
    • You can value a note by what position that note has in a line-up of mortgages on the property (such as a first position or a second position).
    • You can value a note by how much equity is in a note (notes may be equity, partial equity, or no equity).

    As you can see, there are many factors that can go into how to value a real estate note for Ohio note buyers and sellers. In some ways, even the economy and the location of the property will play a factor in the value of the note, since houses in some areas might be priced lower than houses in other areas.

    If you’re thinking about investing in notes, you also need to remember this: the value of a note is not just the specific price of how much the note costs to invest in, but rather how much value you’ll get out of the note once you’ve invested in it.

    Example: Consider two investments – a portfolio of performing notes or, for the same price, a rental property. Different investors may have different opinions on which one is valued higher even if they could be bought for the same price… but the portfolio of performing notes will generally produce cash flow little or no work while the rental property may require a lot of work to maintain. (Note: this is a simplification for illustration purposes only; of course there are other factors at work here!)

    If you want to learn more about notes, find out what kind of notes we have and how we value them, simply click here and enter your information on the next page to get in touch with us.

  • Where Can I Buy Real Estate Notes In Ohio? — 3 Great Places To Find Them

    If you want to invest in real estate without the pain and challenge and frustration of actually owning and caring for a real estate property asset then perhaps you’re thinking about investing in notes. If you are a note investor, or want to become one, maybe you’re asking the question, “where can I buy real estate notes in Ohio?”

    Real Estate Frustrations

    Maybe you’re sick of having to deal with the tenants and toilets and termites and trashed houses… maybe you don’t want to have to hound your tenants for overdue rent.

    Owning real estate can be a lucrative step toward financial freedom but owning real estate property can be a problem. So it’s not a surprise that many investors are warming up to the possibility of investing with real estate notes.

    Real Estate Notes

    Investing in notes is an increasingly popular way to build your investing portfolio without the frustration of owning a property. You hold the paper, get the cash flow, but don’t have to worry anymore about whether the roof leaks! If you want to learn more about how to invest in notes, or if you’re asking, “where can I buy real estate notes in Ohio” want to see our inventory of real estate notes, give our office a call at

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    Where Can I Buy Real Estate Notes In Ohio

    There are several places you can potentially buy real estate notes. We’ll list them here, but be aware that this information is constantly evolving (and it may differ by state) so always check first to make sure this still applies.

    Buy Notes Offline – one place to buy notes is offline, such as from banks and lenders (the mortgage originators) or from hedge funds (who used to buy a lot of notes). However, this can be a complex and time-consuming method to buy notes since it’s very “relationship-driven.” Fortunately, there are other ways to buy notes!

    Buy Notes Online – another place to buy notes is online. You cans sometimes even buy notes on a site like Craigslist! However, the problem is that if you’re new to note investing, it might not be advisable to just buy notes wherever you happen to see them for sale. If you do choose to buy them online, make sure it’s a reputable site.

    Buy Notes From A Broker – Perhaps the best way to buy notes is through a broker. A good note broker will have built a reputation that can give you the assurance of reliability. And, they’ll also have established relationships (such as with banks or hedge funds) to access an inventory of notes that you might be able to access on your own. It’s also easier to buy from a broker, too, because you can identify your investing goals and then the broker can tap into their network to find the best real estate note investments for you.

    If you want to invest in notes, then click here and enter your info and we’ll get in touch to help you find the right notes for you.

  • Working With A Real Estate Note Broker In Ohio And Cincinnati & Dayton — 4 Tips To Get Started

    If you’re thinking about diversifying your real estate investing portfolio, and perhaps looking beyond the traditional investing methods of single family property rehabbing or rentals, you might be looking at investing in real estate notes. If you are looking into notes further, read these 4 tips for working with a real estate note broker in Ohio and Cincinnati & Dayton.

    Tip #1. Find A Real Estate Note Broker With Experience

    Real estate note investing has some similarities to real estate property investing but also some differences. And the real keys to success for brokers are a solid track record of helping others, and a deep list of great relationships. So talk to your real estate broker and see if they have both. What kind of experience do they have with note investing (and with helping others invest in notes) and what kind of relationships have the developed?

    Tip #2. Find A Real Estate Note Broker With Testimonials

    Although there are many ways to measure the success of a real estate note broker, one way is through how many testimonials and case studies they have. Do they have a lot of testimonials? Do they have a lot of case studies? (Sometimes they might have one or the other and that’s okay). Ultimately, you’re looking for someone who can show that they’ve helped others.

    Tip #3. When Working With A Real Estate Note Broker In Ohio And Cincinnati & Dayton, Ask About Note Availability

    Great brokers have access to a lot of notes. They won’t necessarily own those notes themselves but they should access to them. (A broker’s inventory is likely not made of entirely of notes THEY own). You just want to make sure they have a lot of notes available. This gives you the assurance that they can pull the cream of the crop just for you, and that they can find the right notes based on your investing goals.

    If you want to see our inventory, click here and enter your information.

    Tip #4. Work With A Real Estate Note Broker Who Helps With Insight And Guidance

    Real estate note brokers aren’t licensed investment representatives, so don’t expect that level of financial advice. However, good real estate note brokers should be able to provide you with some insight and general guidance, perhaps through blog posts or over the phone, that can help you understand how to invest in real estate notes.

    A great place to start working with a real estate note broker in Ohio and Cincinnati & Dayton is by reading this blog that you’re reading right now and seeing what information is available and how you can apply it in your investing. But then go deeper by getting in touch with the note broker to see if they have other ideas, insights, or even educational programs that can help you.

     

    To learn more about notes, about how we can help you invest in notes, or to see our inventory of notes, just pick up the phone and call our team at or click here and enter your information

  • Selling A Note With Owner Financing In Ohio – Breaking It Down

    If you are reading this post, maybe you’re looking to sell a note or maybe you’re looking for someone who is selling a note with owner financing in Ohio. Let’s break down the facts so you understand how it works and so you have all the info you need to move forward.

    How Notes Work

    A note is a real estate investment based on a mortgage. It works like this: a home buyer purchases a house and gets a mortgage. The lender provides the mortgage and anticipates the mortgage to be repaid. That mortgage note has value (the future potential repayments) so if the lender wants to access that value, they can sell that note to someone else. A note investor gives money to the lender and, in exchange, is investing the potential of earning those mortgage repayments still to come.

    A note is a great way to diversify your investment portfolio out of strictly real estate while still enjoying the potential for cash flow.

    What Is Owner Financing

    Owner financing is when the owner of an investment carries a mortgage, allowing the buyer to buy from them instead of taking out a loan from a bank. Home sellers, for example, might sell their house through owner financing, accepting regular “mortgage” payments paid to them over time instead of to a bank.

    Owner financing is helpful especially if you’re buying an investment and don’t have the capital or credit, or don’t want to spend all of your capital at once but would rather spread out the payments.

    Selling A Note With Owner Financing In Ohio

    If you’ve been searching for information about selling a note with owner financing, chances are you’re looking for any of the following possibilities, which may seem confusing.

    1. You have a note and you’re looking to sell it with owner financing, so that the note investor takes the note but pays you a regular income
    2. You are looking for a note investor or broker who is selling a note with owner financing in Ohio, so that you can pay them a regular amount for your note investment
    3. Or perhaps you have a note on a property that has seller financing and you’re looking to sell that note
    4. Or maybe you are looking to buy a note from a seller on a property with owner financing

    As you can see, it’s potentially quite complicated and there are many shades of meaning to the simple phrase: “selling a note with owner financing in Ohio”.

    Fortunately, we’re here to help sort it all out. Just pick up the phone and give us a call at

    . We can walk you through the fuller meanings of each one and help figure out which one you’re looking for.

    If you’re thinking about investing in notes, let us help you figure out which notes are right for you and how to add notes to your portfolio.

    Click here to enter your information and we’ll get in touch to talk about selling notes with owner financing