Author: keynote

When it’s time to put your home on the market, the proceeds on the sale are one of the first things that come to mind, quickly followed by a reluctance to share your hard-earned money with a real estate agent. As an alternative, homeowners like you attempt to list their own homes on the market as an Cincinnati & Dayton FSBO listing. Regrettably, these sellers are in for some costly lessons as they learn why real estate agents earn such high commissions. 

On the other hand, because professional investors don’t charge commissions, they can save sellers time and money and many headaches. Read on as we explore five reasons why you should choose a direct sale instead of an Cincinnati & Dayton FSBO listing.

Prepping

Instead of spending a considerable chunk of your budget prepping a home for someone else to enjoy, why not save that money for your new home? Avoiding the clean-up, painting, or worrying about the exterior and landscaping curb appeal will leave more money in your pocket, which is just one of the reasons you should choose a direct sale instead of an Cincinnati & Dayton FSBO listing. When you work with a professional buyer from Ohio Cash Buyers LLC, you won’t have to prep, and you can just take what you like and leave the rest behind.

Repairs

If you’re worried about passing the dreaded inspection, this is a good reason you should choose a direct sale instead of an Cincinnati & Dayton FSBO listing. Direct buyers like those at Ohio Cash Buyers LLC purchase homes in as-is condition.

Staging

It takes money to make money, and when you list your property for sale, naturally, you want to present it in the best light possible to make the highest potential profit on the sale. Staging is a method of presenting the property as a blank slate to buyers during showings, using neutral tones, and removing all traces of personal possessions. Avoiding the costs of staging and stress of intrusive showings is another reason why you should choose a direct sale instead of an Cincinnati & Dayton FSBO listing

Marketing

A real estate agent’s job is to bring you a qualified buyer. If you aren’t competing with other listings through the use of high-quality digital photography, a drone tour, and blasted on the top sites, you aren’t likely to be seen by a majority of buyers who search online for listings. Saving the money for professional photographers and the costs of listing on top real estate sites are even more reasons why you should choose a direct sale instead of an Cincinnati & Dayton FSBO listing

Holding

The time during the listing, known as the holding period, can drastically reduce the profit on the sale. This unknown quantity can loom over the heads of home sellers, and as days pass without the phone ringing, the silence can become highly stressful. Your closing is guaranteed and can be within as little as a week, and this is a time and money-saving reason why you should choose a direct sale instead of an Cincinnati & Dayton FSBO listing

A direct buyer from Ohio Cash Buyers LLC will lay out the details on how much you would earn through listing your home on the market so you can compare the offers for yourself. At Ohio Cash Buyers LLC, we want you to feel good about the deal long after the sale and agree that our offer was fair. Find out for yourself all of the reasons you should choose a direct sale to Ohio Cash Buyers LLC instead of an Cincinnati & Dayton FSBO listing. The professional buyers at Ohio Cash Buyers LLC will stop and take the time to listen to you, answering your questions with no obligation. Contact Ohio Cash Buyers LLC at

• Cincinnati (513) 815-5000 Sell your house now!
• Dayton (937) 756-5000 Sell your house now!

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Many factors come into play when homeowners determine the best course of action to take with such a significant financial transaction as selling or refinancing your home. The decisions you make today will have a substantial impact on your overall financial health in the future, so take the time to consider all the particulars of each option. So, if you are one of the many homeowners feeling a bit unsure about whether or not you should sell your house in Cincinnati & Dayton or refinance, read on to learn how you can know for sure which is best for your situation. 

Space

While you may have required four bedrooms when you purchased your home several years ago, and your needs have changed, you may find that you have become burdened by keeping such an ample space. It may be time for you to sell and downsize should you find yourself in this situation. Conversely, you may have been single when you purchased your first home, and two children later discover that you have outgrown the house. Refinancing may be an option if the property has room for additions. However, most homeowners would rather forego the stress, mess, and noise of living in a construction zone, so you should consider carefully how your family will handle the headaches of renovations when deciding if you should sell your house in Cincinnati & Dayton or refinance.

Finances

Outside forces can drastically change our financial circumstances for the better or regrettably for, the worse, which can strongly influence whether or not you should sell your house in Cincinnati & Dayton or refinance. If you find yourself struggling to make ends meet, consider that lenders have strict criteria about your credit rating. In addition, if you borrow more than 80 percent of the current market value, you’ll probably be paying an additional fee for private mortgage insurance, PMI, and check with the lender about other fees and costs associated with refinancing. Finally, if foreclosure is a possibility, don’t stick your head in the sand and allow procedures to begin without taking any action. Listing a home on the market to sell for the highest possible profit takes both time and money. If you are already in financial distress, find out the average days on the market, which is the closest you can get to an estimate of when your home will sell. You’ll need to take a realistic inventory of the costs involved to list a home before jumping in, including real estate commissions, prepping and cleaning for showings, inspection, appraisal, repairs, and the costs of holding the property until the sale occurs.

Ohio Cash Buyers LLC

If you are trying to decide if you should sell your house in Cincinnati & Dayton or refinance, the experts at Ohio Cash Buyers LLC take the time to listen to your concerns and answer any questions with no obligation. At Ohio Cash Buyers LLC, our professional buyers have years of experience to help guide you in knocking down hurdles that homeowners just like you face every day; why not find out how a direct sale to Ohio Cash Buyers LLC could be the solution to your problems? At Ohio Cash Buyers LLC, we are your neighbors, and our goal is to help you make the best choice for your situation. At Ohio Cash Buyers LLC, we want you to feel good about the deal long afterward, so we detail how much you would profit by listing your home on the Cincinnati & Dayton market details of our offer, which you’ll agree is fair. Working with a professional buyer from [compay] on the direct sale of your home means no worries about repairs or commissions, or hidden fees in our straightforward contract. Contact Ohio Cash Buyers LLC at

• Cincinnati (513) 815-5000 Sell your house now!
• Dayton (937) 756-5000 Sell your house now!

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Stick a sign in the yard and wait for the phone to ring! If only it were that simple. Once you’ve gone through listing your home on the market in the traditional manner, you understand that the reality is quite another picture altogether.

Read on to discover five things that can go wrong when selling your house the traditional way in Cincinnati & Dayton.

Price

One of the biggest things that can go wrong when selling your house the traditional way in Cincinnati & Dayton is if the listing isn’t priced right. Comparing the most recently sold and nearest properties with similar features to your own determines a fair market value. However, sellers often insist their homes are worth more because of the emotional weight they hold in their homes; real estate agents knowing that these sellers will drop the price eventually allow these owners to rule the day. Only later do these sellers learn their lesson about market value as the weeks begin to pass. On the other hand, with a direct sale to a company like Ohio Cash Buyers LLC, your closing date is guaranteed and can be in a matter of days or delayed if you need more time.

Buyers

Your buyers may tie up your listing for months, only for their financing to fall through and leave you to begin the process of searching for a buyer. But, no matter how it happens, a buyer backing out of the deal is another thing that can go wrong when selling your house the traditional way in Cincinnati & Dayton. However, you’ll have a guaranteed closing date through a direct sale of your home to a professional buyer like those at Ohio Cash Buyers LLC with cash backing the deal. 

Hidden Costs

It takes money to make money, and running out of funds is one of the most stressful things that can go wrong when selling your house the traditional way in Cincinnati & Dayton. When you add up all of the expenses to list in the traditional method, including the commissions, marketing, prepping, and repairs, listing on the market may not be the right choice for your circumstances. With a direct sale to a buyer like those at Ohio Cash Buyers LLC, you won’t need to worry about prepping for showings or passing the inspections. Ohio Cash Buyers LLC buys houses in as-is condition.

Holding Costs

Having your listing linger on the market is a costly thing that can go wrong when selling your house the traditional way in Cincinnati & Dayton. If time is of the essence and you are selling due to financial constraints, the unknown factor of a closing date with traditional listings means you must consider holding costs. It can become overwhelming when the bills continue to deplete your profits. Working with a professional buyer like those at Ohio Cash Buyers LLC will help you avoid this scenario because they will disclose all of the hidden costs involved with a traditional listing so that you can compare the profits against those from the fair offer from Ohio Cash Buyers LLC for yourself.

Ohio Cash Buyers LLC

The pros at Ohio Cash Buyers LLC know all about the things that can go wrong when selling your house the traditional way in Cincinnati & Dayton and want to help you avoid them. A direct sale to Ohio Cash Buyers LLC means you walk away from the closing table with cash in hand; what we offer is what you receive. At Ohio Cash Buyers LLC, there are no financing concerns, no inspections or repairs, no commissions or hidden fees to pay, no marketing or showings to worry about, and a closing date set around your schedule for convenience. With simple contracts and an easy process, why not find out how Ohio Cash Buyers LLC can help you. Contact Ohio Cash Buyers LLC at

• Cincinnati (513) 815-5000 Sell your house now!
• Dayton (937) 756-5000 Sell your house now!

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To save time or money, homeowners make choices that they learn all too late were mistakes. Whether you list with a real estate agent or sell as an FSBO on your own, or sell directly, we’ve gathered the information on your behalf to help you avoid these missteps and the consequences, which can negatively impact your real estate transaction. Read on to discover the four most common mistakes home sellers often make in Cincinnati & Dayton.

Pricing

Setting a price for your listing isn’t a simple matter; pricing too high or too low is a costly mistake home sellers often make in Cincinnati & Dayton. An error in either direction can leave your listing lingering while the bills keep rolling in. In the past, sellers set an above-market price to counter lower offers. However, because tech-savvy buyers conduct initial home searches via online listings, they just scroll by if the price is too high. While most buyers are seeking move-in-ready properties, some buyers will gladly scoop up lower-priced properties if they can get a steal of a deal. To help you make an informed decision on what is best for your circumstance when you work with a professional buyer like those at Ohio Cash Buyers LLC, they will provide you with the details on how much you’ll profit from all of your selling options. 

Inspection

Failure to have a preinspection is one more common mistake home sellers make in Cincinnati & Dayton. Unless you’re selling a new home, it’s worth taking the time to have a preinspection, so you’ll know what to expect in time and expenses for any necessary repairs. Otherwise, you may find yourself weeks into a contract with your buyer trying to qualify for a mortgage from a lender, only to have the deal fall apart when the property doesn’t pass the inspection. You can leave any concerns about the inspection and making repairs behind by selling directly to a professional buyer like those at Ohio Cash Buyers LLC; we buy houses as-is. 

Prepping

Often motivated by saving money, skipping steps in prepping is another mistake home sellers often make in Cincinnati & Dayton, which only delays the home’s sale in the long run. Suppose you’re trying to sell on your own. In that case, consider a fresh coat of paint and updates to flooring and appliances, and don’t forget the importance of lighting for professional digital images and during showings. You should also arrange to have all signs of your pet easily removed from the sight of buyers and somewhere to take family members and pets during showings. Sellers should also pack away any possessions of a personal nature, such as family photos or team memorabilia. Closets and other built-in storage should be only half full to show ample space and extra items stored off-site, along with larger pieces of furniture which may make rooms appear smaller. Or, work with a professional buyer like those from Ohio Cash Buyers LLC and skip the prepping!

Emotions

Regrettably, home sellers often make an additional mistake in Cincinnati & Dayton, allowing their emotions to rule during negotiations. While conducting business, it is best to set aside one’s feelings; however, this can be difficult, for example, when you feel insulted by an offer that comes in significantly below the asking price. On the other hand, you can feel confident knowing that you’ve priced your home right for listing when you work with a professional buyer from Ohio Cash Buyers LLC, or you can accept our cash offer that you will agree is fair.

Don’t make the mistakes home sellers often make in Cincinnati & Dayton; let the pros at Ohio Cash Buyers LLC help you make the best choice for your situation instead. Contact Ohio Cash Buyers LLC at

• Cincinnati (513) 815-5000 Sell your house now!
• Dayton (937) 756-5000 Sell your house now!

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Listing a home for sale on the market in Cincinnati & Dayton takes money. Even if you skip the services of a real estate agent to save on the commissions, it can be costly to prepare the property to attract buyers, commonly seeking homes that are in ready-to-move-in condition. However, if you can’t perform significant renovations or make other improvements to enhance the property and garner the highest possible sales price, don’t despair; it is possible to list on a budget. 

But, first, you must market the listing; the days of sticking a sign in the front yard and waiting for a call have long since passed; home buyers now search the internet for online listings, and your home won’t sell if your listing doesn’t stand out. So read on as we explore five tips for selling your Cincinnati & Dayton house on a budget.

Pricing

While it doesn’t cost money to set a price on your home, it does take a combination of many factors to hit the target. As professional home buyers, the pros at Ohio Cash Buyers LLC can tell you that one of the most important aspects of a quick sale is to price the home at the right price, and this is the first of our tips for selling your Cincinnati & Dayton house on a budget. You can save yourself considerable time by the simple act of not overpricing your home. You may also save a great deal of money in potential holding costs because when buyers see a home that is priced too high, they simply move on, knowing they can get more for their money. Meanwhile, you’ll be left holding onto the property for weeks and weeks.  But don’t make the mistake of swinging too far in the other direction; buyers are suspicious when they see properties priced below market value. Regrettably, missing the mark in either direction can be costly in another way because homes that linger on the Cincinnati & Dayton real estate market tend to sell far below the current market value.

Prepping

Our next tip for selling your Cincinnati & Dayton house on a budget involves minor fixes that can improve the property’s appeal to buyers. First, you’ll want to keep in mind that high-quality digital images will be representing your property online, so it’s vital to present a bright, clean home, turn on the lights and open the drapery for photographs. At a minimum, make repairs to any noticeable damage. Next, add a fresh coat of paint for the interior and exterior and any fencing or sheds, and keep the lawn and shrubbery trimmed and free of weeds. Powerwashing your drive and sidewalks is a relatively inexpensive task that provides a significant visual impact to potential buyers. Finally, ensure the garage and any storage spaces appear free of clutter, organized, and only half full; remove large furniture pieces that can overwhelm a room and store a majority of your belongings in a temporary storage facility. 

Showings

Another tip for selling your Cincinnati & Dayton house on a budget is to make the property readily available for showings. If buyers that suddenly show up can’t see your home, they will move along to the next one. It’s helpful to have a plan in place for removing any signs of pets from view and arranging for them to stay with family or friends or arrange family-friendly activities that your pets can enjoy as well. You’ll want to have grab bags ready to go for any pets as well as snacks and any other essentials to keep your family happy while you wait. For many, showings are one of the most bothersome and stressful aspects of selling a home, but you can turn it into a quality time full of special memories with some advanced preparations.

Negotiating

One more cost-free tip for selling your Cincinnati & Dayton house on a budget is to keep your emotions in check during negotiations. It’s helpful to remember the buyers you attract are trying to get the best bargain possible and don’t mean to insult you with their offer, even if it’s excruciatingly low. But, again, running comparables on the market with a realistic price point can help avoid this painful scenario.

Ohio Cash Buyers LLC

The professional home buyers at Ohio Cash Buyers LLC can provide you with all of the tips available for selling your Cincinnati & Dayton house on a budget; our job is to help you sell your home for the best possible price. In addition, the professional buyers at Ohio Cash Buyers LLC will detail what you’d earn by prepping and listing your home on the market vs. our fair offer for your house as-is, meaning no prep or repair costs will come out of your pocket. Working with Ohio Cash Buyers LLC means you could be walking away from the closing table with cash in hand in a matter of days! Ready to learn more? Contact Ohio Cash Buyers LLC at

• Cincinnati (513) 815-5000 Sell your house now!
• Dayton (937) 756-5000 Sell your house now!

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Not every home is a perfect fit for the conventional listing process with an agent to sell a home on the real estate market. It can be disheartening when day after day passes and the phone isn’t ringing, especially if there is an urgent need for the profits from the sale to alleviate financial issues. Personal circumstances, too, can make working with a real estate agent the wrong method of home sales. 

Regrettably, many home sellers before you learned about their options after months of waiting for a buyer. To help prevent this from happening to you, we will discuss four instances when you shouldn’t use an agent to sell your house in Cincinnati & Dayton.

Time Crunch

When you are in an extreme hurry to sell, this is an instance when you shouldn’t use an agent to sell your house in Cincinnati & Dayton. A real estate agent can tell you how much they believe your home will sell for, but they cannot tell you when you will be closing. However, if time is not on your side and you want to sell your home, a professional home buyer like those at Ohio Cash Buyers LLC just may be the solution you seek. Working with a professional home buyer means working with a cash buyer, which allows you to set a convenient closing date in as little as seven days and plan your move. Now, if that is just a bit too soon, a professional home buyer has the flexibility to delay the closing to suit your needs better. 

Availability

If it is difficult to make your property available for showings, this is another instance when you shouldn’t use an agent to sell your house in Cincinnati & Dayton. Having children and pets can complicate the process, especially when sellers need to quickly remove all signs of owning a pet from the property to increase the chances of a sale. For some homeowners, it is the thought of having strangers coming through their home that makes showings problematic, especially when there may be health concerns. No matter the hurdle is you are facing with showings, when you sell your home directly to a professional home buyer, they will provide you with the numbers that add up to what you would earn by listing with a real estate agent. Then a professional buyer from Ohio Cash Buyers LLC will make you a detailed offer you will agree is fair because we wouldn’t want it any other way. 

Repairs

Homes that are in an apparent state of disrepair are another of the instances when you shouldn’t use an agent to sell your house in Cincinnati & Dayton. Bargain listings garner you meager offers, which can be pretty upsetting when you place such an emotional value on your home. When listed homes involve evident work and an unknown quantity of money and time to be rehabilitated, they typically linger much longer on the Cincinnati & Dayton real estate market because buyers are searching for homes in ready-to-move-in condition. As an alternative to home sellers who find themselves in this position, professional buyers like those at Ohio Cash Buyers LLC offer to buy your property in as-is condition. 

Outdated

If years have passed since your decor and appliances have seen an update, this is an instance when you shouldn’t use an agent to sell your house in Cincinnati & Dayton. Today, buyers seek modern technological conveniences and find older homes just are not well suited to meet their needs. In addition, with the evolution in societal norms, home offices and spaces for home schools have become a priority, as have homes with self-contained entertainment perks, such as swimming pools. Buyers, in general, lack the imagination to visualize the potential you may see in your home. Emotionally, they may be unable to move past the impact of the out-of-date motif in carpeting, wallpaper, or paint color and turned off buy appliances that have miraculously survived since the 70s. On the other hand, professional home buyers like those at Ohio Cash Buyers LLC are happy to help you sell your home quickly, relieving you of updating expenses and the stressful suspense involved with listing and holding onto the property month after month.

Our goal at Ohio Cash Buyers LLC is to be sure you are happy long after you’ve left the closing table and save you money. At Ohio Cash Buyers LLC, we do not charge commissions, and you won’t pay any hidden fees or closing costs. Without all of the complications of listing, selling directly to Ohio Cash Buyers LLC is easy, our contract is straightforward, and the amount we offer your receive is the amount you’ll receive. The professional buyers at Ohio Cash Buyers LLC stop and take the time to listen to you and your needs, aiding you in achieving your goals. So Ohio Cash Buyers LLC is here to help homeowners like you sell your house in Cincinnati & Dayton no matter why you shouldn’t use an agent. Contact Ohio Cash Buyers LLC at

• Cincinnati (513) 815-5000 Sell your house now!
• Dayton (937) 756-5000 Sell your house now!

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Are you feeling a bit uncertain about how well your home would fare on the Cincinnati & Dayton real estate market? Or, have you already listed your home yourself or with an agent and aren’t getting the results you expected? 

When the phone doesn’t ring and time passes, it can become a costly self-taught lesson to learn the reason your home may be a candidate for a direct sale. We will explore five reasons your Cincinnati & Dayton house won’t sell using traditional methods.

Price

One of the first reasons your Cincinnati & Dayton house won’t sell using traditional methods is that you’ve priced it wrong. When buyers search online for home listings, they quickly become very familiar with the size and features at any given price point. Therefore, if the asking price for your home is missing the mark, it sets off alarm bells for buyers. In the past, setting a higher than market price and then negotiating with the buyers to sell just above market may have worked. Today, however, this isn’t a winning strategy because buyers will simply keep scrolling. Likewise, a home priced at below market value is often considered a bargain listing. These sellers typically receive offers below the asking price because buyers who stop and take a look have assumed hidden problems in the listing. A professional buyer like those at Ohio Cash Buyers LLC will know what amount you should list your home for on the market and what you’d earn after paying all of your expenses. Then, we will compare this amount with the numbers used to reach our cash offer, with no commissions deducted, so you can decide what is best for your situation and that you’ll know you’re getting a fair deal.

Repairs

Another of the reasons your Cincinnati & Dayton house won’t sell using traditional methods is when the property is in a state of obvious disrepair. Unfortunately, most buyers are highly likely to continue searching listings upon noticing the issues with the house. The reasons may vary as to the lack of interest; the buyers may lack the financial means to afford the process of rehabilitating a home or are simply unwilling to do the work and spend the money and time typically involved. After all, time is money, and sellers who are being realistic must factor this into the expenses a buyer will face. Now, on the other hand, through a direct sale to a professional buyer like those from Ohio Cash Buyers LLC, you can leave all of the concerns and risks of making repairs up to us; we buy homes in as-is condition.

Marketing

Must be present to win. If you skipped costs and cut back on marketing, this is a strong reason your Cincinnati & Dayton house won’t sell using traditional methods. Using less than the highest quality images and showing your home in less than the best light can stop buyers from opening your listing.

Outdated

One reason your Cincinnati & Dayton house won’t sell using traditional methods is that your decor and appliances are outdated. While you may still enjoy your purple paisley print and shag carpeting, buyers cannot look past such a personal stamp on the property. To sell your home for the highest potential profit, it is worth investing in new flooring, wallpaper, cabinetry, and countertops. You should also consider updating the appliances and minor updates to modernize your kitchen and bathrooms to help your property compete against other listings. 

Staging

Showings provide an opportunity for buyers to walk through the home, envisioning themselves living in the house goes far towards closing a sale, which is why real estate agents place so much focus on this stage of the sale. Suppose you have skipped prepping and aren’t using the methods provided by staging to overcome a buyer’s inability to look beyond personal touches and belongings that reflect a sense of ownership in the home. Failure to prep for showings may be just the reason your Cincinnati & Dayton house won’t sell using traditional methods. Don’t overlook the exterior and landscaping when working towards improving the curb appeal of your home. As an alternative, a direct sale to Ohio Cash Buyers LLC means you won’t have to worry about prepping for showings and dealing with all of the hassles.

The professional buyers at Ohio Cash Buyers LLC understand that there are many reasons a Cincinnati & Dayton house won’t sell using traditional methods and are here to help. At Ohio Cash Buyers LLC, our goal is to be sure you’ll feel good about the deal long after closing. The full-service team at Ohio Cash Buyers LLC are your neighbors, who live and work here in Cincinnati & Dayton; we care about our community and are proud of our work, improving neighborhoods one home at a time and helping homeowners just like you resolve their problems. The professional buyers at the company take the time to listen and answer any questions you may have. Contact Ohio Cash Buyers LLC at

• Cincinnati (513) 815-5000 Sell your house now!
• Dayton (937) 756-5000 Sell your house now!

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While you never thought it could happen to you, anyone can find themselves in the position of being unable to make a mortgage payment. However, such an unfamiliar predicament may leave you wondering what you may be facing when you’re experiencing financial difficulties and can’t pay your mortgage payment. Now, while you may have a grace period, don’t become dependent on this benefit. Then, you should review the terms of your loan regarding the terms and penalties for missed payments so you can prepare for the consequences. 

If you’re aware that you won’t make the payment, make the first move and contact the lender. Explain your hardship and find out how they can help you through a rough period with any repayment programs and other possible avenues of resolution, depending on your specific circumstances. We will discuss what you can expect if you’re behind on your mortgage in Cincinnati & Dayton.

Initial Missed Payment

Passing the late payment threshold, typically 15 days, means you can expect to incur late fees if you’re behind on your mortgage in Cincinnati & Dayton. These late fees are commonly 4 or 5 percent of the mortgage payment. If you pass the 30-day mark, your delinquent payment will appear on your credit report and drop your credit score. Many factors determine how much of a drop your score will experience; needless to say, the better your score, the more you have to lose. If you find yourself in this situation and have yet to reach out to the lender, now is the time to take action.

36 Days Late

After 36 days without a payment, your servicer must reach out to you and attempt to discuss the situation causing you to be behind on your mortgage in Cincinnati & Dayton. And should you have reached the point of missing your first month and surpassed 45 days without making a payment, then you can expect your lender to assign someone to your case to explain the options available to you. 

Options

You can expect your servicer to have several options to help you if you’re behind on your mortgage in Cincinnati & Dayton. But, first, you must express your interest in a loan workout to your servicer. Then, you’ll be required to apply, and your servicer must request any missing information on the loan workout application within five days of submission. Finally, within 30 days, your servicer is required to provide you with the options available in your case.

120 Days

If you have yet to submit a complete loan workout application, you can expect your servicer to begin the foreclosure proceedings if you’re behind on your mortgage in Cincinnati & Dayton. However, if you submit a completed application 37 days before a scheduled foreclosure sale, more often than not, your servicer must check into your eligibility for a loan workout.

Loan Workout

Suppose you are behind on your mortgage in Cincinnati & Dayton, and you submitted your loan workout application 37 days before the foreclosure sale. In that case, one of three scenarios must have occurred before your servicer could start or continue with the foreclosure process. The first occurrence would be a determination that you don’t qualify for a loan workout. Secondly, if you should reject the mortgage servicers offer for a loan workout. And the last condition, if you agreed to a loan workout and failed to live up to your word, such as missing a payment during the trial period, they may proceed with the foreclosure process. You may have as little as seven days to respond to your servicer should they make you an offer for a loan workout.

Review 

Under the condition that you submitted your loan workout application 90 days before the foreclosure sale, you can seek a review of the servicer’s decision, and they must assign someone uninvolved in the initial decision.

Whatever you do, don’t delay; it is much easier to sell your home before foreclosure proceedings begin. If you haven’t contacted your lender because you believe you have no way out, consider a direct sale of your home to a professional buyer like those at Ohio Cash Buyers LLC. The experienced professional buyers at Ohio Cash Buyers LLC understand all too well that circumstances in life can be beyond our control, and they want to help you make the most money you can for your home. At Ohio Cash Buyers LLC, we stop and listen and are happy to answer any questions you have with no obligation. If your home is in less than perfect condition, your worries are over because most homes qualify for Ohio Cash Buyers LLC to buy them directly in as-is condition. With the backing of cash, the closing can be in a matter of days, and you’ll receive an offer that you agree is fair because at Ohio Cash Buyers LLC, we want you to feel good about the deal long after the closing. Contact Ohio Cash Buyers LLC at

• Cincinnati (513) 815-5000 Sell your house now!
• Dayton (937) 756-5000 Sell your house now!

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