Author: keynote

  • What If My House Won’t Sell During A Divorce in Cincinnati & Dayton?

    If you’re going through a divorce and you’re trying to sell a house, you might be wondering, “what if my house won’t sell during a divorce in Cincinnati & Dayton?” That’s a good question to ask so be sure to read this blog post and we’ll share our best answer with you…

    What If My House Won't Sell During A Divorce inA divorce can be a challenging situation: it’s complicated, it’s expensive, it’s time-consuming, and emotions are running high. And in all that effort you also need to sell your house so that you can split the value of any equity in the house and put it all behind you. But what if your house doesn’t sell? If you’re going through a divorce and wondering, “what if my house won’t sell during a divorce in Cincinnati & Dayton?” then here’s what to do…

    What Are The Reasons Your House Doesn’t Sell?

    Unfortunately, there are many reasons your house might not sell. Some of the reasons are related to the normal market conditions (and they might be present even if you weren’t going through a divorce). But there might be additional reasons that your house doesn’t sell — for example, maybe you have a complicated divorce or there’s a lot of conflict between each party in the divorce and this makes it too difficult for the buyer to negotiate on the sale of the property.

    This Delay Adds To The Problem!

    If the house is not selling as quickly as you’d like, this just adds to the problem and it ultimately ends up costing you more — in bills and taxes and mortgage payments, as well as in additional attorneys fees.

    Simply put, you might be hoping to get a high price for your house but your divorce could actually be scaring people away and costing you money.

    Fortunately there’s another option…

    Strategy For Divorce Houses: Sell To A House-Buying Company

    Here’s an effective strategy for people who are trying to sell their divorce house — instead of listing the house with an agent, sell the house directly to a real estate buying firm like us here at Ohio Cash Buyers LLC. As real estate buyers, we may not always be able to pay the market price for a house… but many divorcing people realize that holding out for a higher price can actually be a costly strategy once you factor in the cost of repairing the property, the carrying costs while you wait months for an agent to find a buyer, and then the agent’s commission (sometimes thousands of dollars).

    If you’re wondering, “what if my house won’t sell during a divorce in Cincinnati & Dayton?” and if you want to sell your house fast, a real estate buying firm like ours is the fastest and simplest choice to get the property out from the middle of your divorce, give you money for it, and allow you to wrap up this portion of the divorce proceedings.

    To learn more about our real estate buying program and how we might be able to help you out in this challenging situation, click here and fill out the short form or give our team a call at .

  • Selling Your House While Divorcing in Cincinnati & Dayton

    If you’re going through a difficult divorce and trying to figure out what to do about your unwanted real estate, then keep reading this blog post to give you our best suggestions about selling your house while divorcing in Cincinnati & Dayton

    Divorce can be challenging and emotional. Yet, in the midst of the difficult situation, you might be like other divorcing couples who own a house and are trying to figure out how to go about selling your house while divorcing in Cincinnati & Dayton. Here are our best strategies and ideas to help you navigate the real estate portion of your divorce as carefully and efficiently as possible.

    Houses In Divorce Can Be Complicated

    During a divorce, the two parties seek to split their assets in half. For some assets are liquid (such as money), it’s very easy to do. For other assets, including real estate, it’s much harder to do because how do you split a house in half? It’s one asset that derives its value from being whole, and it’s usually a structure built on a plot of land, so it’s not going anywhere.

    Since cutting the house down the middle isn’t an option, should one party get it or the other? And maybe in some divorces, one party might be invited to take the house only if they can pay for it (which is a massive expense a time that people rarely want to incur such expenses).

    Here’s How To Split The Real Estate Asset

    The best way to split the real estate asset is to sell it:

    The property itself might have some expenses incurred during the sales process, or there might be outstanding bills, or there might still be a partial outstanding mortgage on the property. So the two divorcing parties should probably just sell the property and direct their attorneys to apply the money earned from the equity to any outstanding debts.

    The remaining amount can then be split between each party, with each party getting an agreed-upon percentage (such as 50/50).

    But this begs the question — how do you sell the property?

    The Fastest Way To Sell A Divorce House

    When it comes time to sell, most people think of selling through a real estate agent. Unfortunately there’s a few problems with this:

    • the agent will make the owners pay out-of-pocket to fix up the property first — but who pays for that?
    • the agent will then list the house, which can take 3-6 months to sell (sometimes longer) — can either party wait that long?
    • the agent will then involve both parties in the negotiation with the buyer and there is A LOT of paperwork to shuffle back and forth

    This is a costly and time-consuming way to sell, and it can actually make the divorce proceedings so much worse.

    Fortunately, there’s another way to sell and that’s to sell your house to a real estate buying firm (which is what we do here at Ohio Cash Buyers LLC). The real estate buying firm will buy your house quickly, for cash, in as-is condition (and as a bonus, there are never any commissions or fees to pay). You don’t have to clean up or fix up the property and the sale can be completed in days, not months, with very little paperwork.

    If you’re going through divorce and want to just be done with it and move on with your life, just reach out to us and tell us about the house you want to sell. We specialize in buying divorce houses and we can help you expedite your divorce by buying this house from you.

    Click here to enter your information or call our office at to tell us about your property

     

     

  • How To Price Your Inherited Home In Cincinnati & Dayton For Sale

    If you’ve inherited a property and you’re planning to sell it, make sure you read this blog post for 3 tips about how to price your inherited home in Cincinnati & Dayton for sale

    Did you inherit a property that you’re now thinking about selling? While an inherited property can be a wonderful gift from a loved one who has passed on, it can also (quite frankly) be a costly burden. So selling it makes sense and allows you to use the gifted equity for some other purpose. But selling an inherited property may not come easy to you, especially if you haven’t sold a property in a while. So here’s how to price your inherited home in Cincinnati & Dayton for sale…

    Tip #1: Price Quick To Sell

    Some people price their inherited property at an amount they think the market might pay for the house. However, there are many factors that go into this price and one of the biggest considerations is: how fast do you want to sell? Selling through an agent “on the market” can take months, and you’ll have to pay for the house and maintain the property the entire time. That can be costly and can eat into the higher price.

    Many property owners quickly learn that they’re almost better off to price slightly lower for a faster sale… they might get less for the house but they also pay less on repairs, carrying costs, effort, and time, so it’s ultimately a trade-off that might turn out to be a total wash.

    Tip #2: Avoid Pricing Based On Fond Memories Or Emotion

    One of the biggest challenges that property owners of inherited property face when trying to price their property for sale is separating the happy memories from the true value of the house. The house might be worth a certain amount on the market but you may have such fond memories of growing up in the house or of happy times in the house that you accidentally use that emotion to increase the price. (This is VERY common.)

    A better approach would be to work with a real estate company and find out what they can offer you, and recognize that the price might be lower than you were expecting… not because the house isn’t worth as much but because your wonderful memories have accidentally inflated the price!

    Tip #3: Build In Discounts For Repairs

    If you inherited the property from a loved one who had lived in the property for many years then you might find out that the property needs some repairs. You could choose to do this work yourself and then ask for a higher price but why do that when you could save yourself the time and effort (and what you’d have to pay for equipment, supplies, or a contractor) and instead just ask for less and give a “repair discount”. That way you avoid the hassle of the work, and you still come out the same financially.

    Summary

    An inherited house can be a lot of work so if you’re thinking of selling it, you’re certainly not alone. But how do you price an inherited house? These tips will guide you on how to price your inherited home in Cincinnati & Dayton for sale.

    Why not bypass all the work and cost of selling through an agent and instead get in touch with us today about selling your inherited property to us here at Ohio Cash Buyers LLC? Just call us at or click here and enter your information in the form.

  • Make a Good Impression: 4 Tips for Selling Your Home in the Winter in Ohio

    Are you selling a house? If you’re selling in the winter, you’ll want to read this post right away to learn how to make a good impression: 4 tips for selling your home in the winter in Ohio to help you increase the likelihood that you’ll sell…

    Selling can be a lot of work even at the best of times. There’s the hassle and the headache and the effort. But when it comes to the seasons, selling in the winter just adds additional work (especially if you live in an area where there’s a lot of snow or bad winter weather).

    Fortunately, just because it’s wintry outside doesn’t mean you can’t make a good impression! 4 tips for selling your home in the winter in Ohio are exactly what you need…

    Make A Good Impression: 4 Tips For Selling Your Home In The Winter In Ohio

    #1. Stay on top of the shoveling

    Snow and ice can build up. If you get a showing, you’d rather just grab your wallet and keys and leave the house instead of having to dig a path to the front door for the potential buyers. So stay on top of the shovelling and chip the ice and snow away from the door so your potential buyers can safely get in your house.

    #2. Keep a mat by the front door

    In the summer you may not care if potential buyers walk through your home with their shoes on. But if you get snow in your area then you may not want them doing that. So keep a mat by the front door so your potential buyers have a place to put their books.

    #3. Decorate for a friendly holiday

    During the winter season, different cultures have different celebrations. Avoid appealing to one holiday tradition while alienating another. Instead, decorate for winter with wreaths, snowmen, and other neutral, family-friendly decorations to make your house feel festive and welcoming to all.

    #4. Clear off your best outdoor features

    If you get snow, it can cover up some of the highlights in your yard that could be attractive to buyers. A heavy snowfall, for example, could cover a deck, patio, or pond. Take the time to keep your best lawn features cleared of snow to highlight these selling points.

    Selling your house in the winter can be a lot of work. You can use these tips to help you.

    But did you know there’s another way that takes WAY less work, time, and mess? That’s right! You can sell your house directly to us here at Ohio Cash Buyers LLC. Click here now and fill out the form or call us at to let us know about your property to sell.

  • 4 Ways to Stage Your House for a Winter Sale in Cincinnati & Dayton

    Selling a house in winter? You’ll want to make sure potential buyers fall in love with it. For that reason, we’re sharing 4 ways to stage your house for a winter sale in Cincinnati & Dayton…

    Winter is a favorite time of year for many people. However, if you’re planning to sell your house, winter might seem like the worst time to sell. Fortunately, it can actually be a very good time to sell, especially if you use these 4 ways to stage your house for a winter sale in Cincinnati & Dayton

    4 Ways To Stage Your House For A Winter Sale In Cincinnati & Dayton

    #1. The weather outside might be frightful…

    … but the inside of your home can be so delightful! In fact, people often associate winter with warm, welcoming homes. This is exactly what many buyers are looking for – a welcoming place they can call home. So when you stage your home in winter, make it feel like they’re there just in time for winter treats and eggnog around the fire.

    #2. Chestnuts roasting on an open fire…

    Not every home has a fireplace but if yours does, you may want to highlight it as an ideal place to provide a warm and comforting glow. Buyers will love how warm and inviting your home is with glowing embers still smoldering in the fire place while they look through the house.

    #3. Gifts all wrapped under the tree…

    If you want to sell your house, you want buyers to see themselves living in the house as THEIR home, and nothing is more seasonally inviting than a decorated tree with plenty of presents underneath. Wrap up some empty boxes and place them under the tree to give a warm and inviting impression of an abundant, happy Christmas.

    #4. Walking in a winter wonderland…

    Many cultures have a celebration during the winter months. Whether or not you celebrate any holiday during winter, you can make your home seasonally inviting to ALL cultures, without alienating any specific culture, by decorating for winter – use wreaths and snowmen to decorate in a way that is welcoming to all potential buyers, no matter what their background.

    Summary

    Selling your house in winter isn’t always easy. People are busy with seasonal events and family get-togethers, and it’s usually colder and messier weather. But you can use the season to your advantage by staging your house using these 4 ways to stage your house for a winter sale in Cincinnati & Dayton.

    Or, if you want to skip all that extra work, you can always just sell directly to use because we’re buying right now! Click here now to fill out the form or call our team at .

  • 4 Disadvantages of Selling a House During the Holiday Season

    If you want to sell your house but it’s the middle of the holiday season, you might be wondering if you should sell. That’s a valid question and, frankly, it makes sense to ask. In this blog post, we’re sharing 4 disadvantages of selling a house during the holiday season, which applies to sellers anywhere in the 45044 zip code area and other surrounding areas…

    There are many theories about when the best time to sell your house might be. In many cases in and around the 45044 zip code area, spring is best, summer and fall are second best, and winter is okay… with the holiday season being potentially the most difficult time to sell.

    4 Disadvantages Of Selling A House During The Holiday Season

    #1. Selling during the holidays can be disruptive to your holiday plans

    The holidays are often times when you might have your extended family over for dinner, or maybe a nice quiet evening in with your family, drinking hot chocolate and watching a classic Christmas movie on TV. But if a buyer wants to look at your home, what choice do you have but to pack everything up and leave while the agent shows your house.

    #2. Selling during the holidays can be messy

    If you get a lot of snow or rain in your area during this time of year, it can be extra messy, with potential buyers tracking in the snow, ice, mud, and dirt from outside as they wander through your house. It is not very pleasant to clean!

    #3. Selling during the holidays can be cold

    When buyers walk through your house, they don’t care about your heating bill – so they wander inside and outside, leaving the doors open, even opening up the windows… and you pay for it all. Unfortunately, there’s not much you can do about it!

    #4. Selling during the holidays can cause delays

    You want to sell, and you probably prefer to sell quickly. But those potential buyers are on their own timetable. In other words, they may expect you to disrupt your plans for holiday dinners, but they might not make a decision over Christmas. And even if they do, they may not be able to get financing from their bank if their bank shuts down several days between December 24 and January 1.

    These are just 4 disadvantages of selling a house during the holiday season… but there are, in fact, many more. You CAN sell your house during the holiday season but it’s just not very convenient or fast.

    Fortunately, there’s another way to sell and that’s how we can help…

    Do you want to sell fast? Great news: Click here and fill out the form, or call our office at , and we’ll get in touch to give you an offer on your house.

  • Here’s How to Sell Your House for Cash in Cincinnati & Dayton During the Winter

    Do you want to sell your house for cash? Do you want to sell your house right now – this winter? Great news: Here’s how to sell your house for cash in Cincinnati & Dayton during the winter

    How to Sell Your House for Cash in WinterIt’s one thing to try and sell your house during the winter. A real estate agent might be able to find you a buyer who wants to buy right away and can get financing without a lot of delays. But what if you want to sell fast, for cash this winter? What should you do?

    Frankly, you’ll probably want to skip working with a real estate agent and instead focus on a cash buyer who is able to move quickly, even during the winter season.

    The Difference Between A Real Estate Agent And A Cash Buyer

    A real estate agent will list your house and try to find a buyer who can help you. In most cases, that buyer will need to get bank financing.

    Between the agent trying to find a buyer, and the buyer trying to get bank financing, you’ll be stuck waiting a while because this process can take months. You may end up waiting until spring, depending on when you list your house.

    How To Find A Cash Buyer

    One way to find a cash buyer is to list your house “For Sale By Owner” (FSBO). However, you’ll also need to specify that you’re only accepting cash offers, which could actually limit the number of people who will buy from you.

    Another way to find a cash buyer is to look online for a “sell my house fast” buyer or “cash home buyer” website and reach out to that person. However, you don’t always know what you’ll get when you do that.

    Fortunately, we can help – we’re cash buyers with the funds available to buy a property fast – and yes, we even pay cash to buy Cincinnati & Dayton houses in the winter!

    Here’s How To Work With A Cash Buyer

    When you do find a cash buyer, they’ll probably want to view your house and then they’ll give you a cash offer. In some cases (such as when you work with us), there’s no obligation so you get to choose if you want to accept the offer or not. You don’t have to, but it’s nice to know what the offer is.

    If you do choose to accept the offer then you just tell the cash buyer when you want to close and if they’re a professional company, they’ll make all the arrangements for you.

    Be sure to ask if there are any commissions or fees to pay. (We don’t charge any but it’s good to know if others do.)

    Why go through all that hassle? You’re already here and buying houses for cash is exactly what we do. Click here now to fill out the form and we’ll get in touch to give you a fair all-cash offer right away.

  • Moving? Learn When to Call a Mover in Ohio

    Ah moving! Should you do it yourself? Or should you hire some help? In this article, we will help you determine if you should go at it solo, and when to call a mover in Ohio. 

    Ask Yourself These Questions When Considering Using a Mover

    How Much Are You Moving?

    If you are moving a lot of cumbersome items, working with a mover will be your best bet. Movers are experts in packing, lifting and getting all of your stuff transported as efficiently as possible. They might only need to make one trip in what could take you six.

    How Far Are You Going?

    When to Call a Mover - how far are you moving?If you are moving across the city, or even across the state, doing the move by yourself might be the way to go. However the further you go, the more logistics become involved.

    Costs go up exponentially the further away you are moving. Why? Because moving across the country can be hard work! Think of it this way: Would you rather save money? Or would you rather save time?

    Think of it this way: Would you rather save money? Or would you rather save time?

    Are You Comfortable Behind The Wheel?

    Moving trucks can vary in size from about 12 to 30 feet. If you are towing your vehicle, you can add on at least another 10 feet. Do you have any experience driving a larger vehicle?

    You will save quite a bit of money moving your items yourself. However, you need to make sure you will be comfortable driving a truck of this size, especially through metro areas.

    However, you need to make sure you will be comfortable driving a truck of this size, especially through metro areas.

    How Much Is Your Time Worth?

    If you are moving across the country with a large moving truck, you are looking at a process that will take several days. You will need to stop more for gas and overall, you will be driving much slower than if you were driving just your vehicle.

    You might need to make a few overnight stops as well. Once you factor in the time packing, loading, driving, unloading, unpacking… you might want to consider bringing in the pros. Professional movers are adept and efficient when it comes to getting you moved in quickly.

    Once you factor in the time packing, loading, driving, unloading, unpacking… you might want to consider bringing in the pros. Professional movers are adept and efficient when it comes to getting you moved in quickly.

    Will You Have Any Help?

    If you are moving across town, you will likely be able to recruit (bribe) some friends or family to help you out. If you are moving to a new city entirely, you might not have that support base of people willing to help you out. Moving is tough, and if you are doing it all on your own, be prepared for some hard work ahead!

    A couple of things to remember:

    • Keep items you will need right away with you. Pack a suitcase as if you were going on a long trip. Keep toiletries, clothes, items for work/school and other daily items close by. There can me delays when using moving companies, so be prepared.
    • You might also consider moving important items in your car, and leave the furniture to the pros. Load up your vehicle, and embark on that cross-country road trip you have always talked about! Make it an adventure!
    • And when it comes to your furniture: If it is more expensive to ship than it’s worth, leave it behind. You will be better off selling or donating the item, and replacing it once you are in your new city.

    If you are ready to relocate, we can help you with a stress-free transaction! Contact Ohio Cash Buyers LLC today by filling out this form, or give our office a call now !

  • How To Sell Your House Quickly In A Divorce in Cincinnati & Dayton

    Sell Your House Quickly In A Divorce in Cincinnati & Dayton

    It happens, and it’s usually unpleasant, to say the least. If you’re going through a divorce, you certainly don’t want to add to the anguish and inconvenience, especially when it comes to splitting up your assets. Finding someone who is in the market to buy a house in Cincinnati & Dayton – in this case, your house – may be one of your goals at this time.

    You have several options if you need to sell your house quickly in a divorce. But wouldn’t it be great if you could sell your house fast for cash? That way, you’d be able to expedite the whole unpleasant process and have some cash on hand to help clear debt and pay attorney’s fees. But, first, before you decide, consider your main options.

    How to Sell Your House Quickly in a Divorce in Cincinnati & Dayton

    Go Through a Real Estate Agent

    You could always take the traditional route and go through a real estate agent. If you do, you won’t have to worry about showing your house and drawing up contracts and the myriad of other details because the agent will take care of all this for you. This is definitely a viable option, but there are some significant drawbacks.

    First, you’ll have to get an appraisal, which will cost you. Your house will likely have to be shown multiple times, and when you do get a buyer, you’ll have to wait for them to get financing. Also, when you accept a buyers offer, the closing date generally won’t be for another 30 to 60 days. The average time for this whole process is generally a minimum of three months.

    Do a Short Sale

    Another option is a short sale, which means someone is buying a house for less than the mortgage. A short sale involves an agreement with your bank or mortgage company that will allow the sale of the house for less than is owed on it. This route can sometimes be faster than going through an agent, but it, too, has drawbacks.

    For one thing, it can negatively affect your credit. Credit-wise, the best you can do in a short sale is to get a “Not Paid as Agreed” notation on your credit report. But that’s a lot better than having to suffer a foreclosure, which can ruin your credit for seven years. Still, if you can arrange a short-sale agreement, you’ll soon be free and clear of the property.

    Try a Company Buying a House for Cash in Cincinnati & Dayton

    Another option – and maybe the best one if you need to sell your house quickly in a divorce – is to try a Cincinnati & Dayton cash home buyer. If you do this, you can expedite the whole process, get a fair value for your house, and avoid much of a headache.

    The whole process of selling your home to such a company – for a fair cash offer – can take as little as seven days – just one week, not months. Again, the professional home buyer buying a house in Cincinnati & Dayton pays cash, which means you don’t have to sit around waiting for a retail buyer to get a loan. Also, you won’t have to pay for any repairs to your house before you can sell it. The company will make and pay for all needed repairs. In addition, the reputable companies pay all closing costs.

    If you need to sell your house quickly in a divorce in Cincinnati & Dayton, you just might consider a cash home buyer in Cincinnati & Dayton. It’s easy, It’s fast. You’ll get a fair cash offer.

    Discover more, contact us by phone or FILL OUT THE FORM.

  • Selling Your House During Divorce in Cincinnati & Dayton – Options At An Emotional Time

    Selling Your House during Divorce in Cincinnati & Dayton

    Selling your house during divorce in Cincinnati & Dayton can be extremely difficult. Emotions can be high in a divorce. Chances are that someone at some time wants to destroy the house. The reality is, eventually emotions subside and we all become adults once again.

    When it comes to divorce proceedings, the courts usually guide us to being adults faster than we are ready. Keep the home in tact because if you have to sell, you want top dollar. Plus you don’t want your ex-spouse to claim you damaged the property and have your portion garnished for the momentarily emotionally gratifying deed.

    Agreeing to Sell and Split

    One of the common ways to split assets in a divorce, especially a house, is to put it on the market, sell it and split any equity equally among the two of you. This is common especially if there aren’t children involved. It simplifies things by eliminating a pending mortgage and if you can sell quickly, expedites the divorce process. That being said, if the housing market is slow, this could drag things on longer than desired.

    Talk to a realtor. Get an honest assessment for your Cincinnati & Dayton home. Find out what estimated costs will get you a higher return. Negotiate realtor fees to keep net profits as high as possible and do a market analysis so you have reasonable expectations of the sale.

    Preparing the House for Sale in Cincinnati & Dayton

    Do your best as a couple to clean up the house and make it presentable for sale. Remember you both have a stake in the successful sale. De-clutter and make it look like a happy family lives there. Continue to mow the grass. And if you really want to make it smooth, tackle that honey-do-list you have been avoiding.

    She’ll scratch her head wondering why you were incapable of doing it before and you’ll know you just increased your sale value. Funny how you can win that way sometimes.

    The Next House

    If you are selling the marital house and will be buying a new house, make sure to coordinate things with your realtor to ensure you time the purchase properly. Divorces get hung up in court and house sales get hung up for a million reasons. You don’t want to be tied into a new home mortgage when other components fall apart.

    Be honest with lenders and start the process early. While you need to be prepared, don’t lock any rates in before you are really ready to pull the trigger. Constantly running credit for new approvals can hurt credit scores.

    One Spouse Keeps The Pad

    While this option is more common when children are involved (to keep them stable), it is a viable option in any divorce if parties agree. In this scenario, you decide to buy the house from your soon-to-be-ex. He or she will agree to quit their interest in the property by completing a quit claim deed. For their part, you agree to assume the mortgage and buy them out of their equity.

    To buy your spouse out of the mortgage, you need to contact the lender and explain the divorce scenario and request an assumption of the loan. Lenders will more than likely underwrite you as an individual to make sure you can afford the house on your own. Make sure you document all income you have, including spousal support.

    If the lender won’t let you assume the loan, you need to apply for a refinance. If interest rates are lower, this might not be a bad scenario anyway. Again, this is a loan application. Meet all income and debt obligations to qualify.

    If you need some assistance for selling your house during divorce in Cincinnati & Dayton, give us a call at or FILL OUT OUR ONLINE FORM.