Author: keynote

  • Should I Hire A Real Estate Agent To Sell My Home In Cincinnati & Dayton Or Sell To An Investor?

    Are you thinking about selling your house? Perhaps you’re weighing the pros and cons of how to sell and wondering, “Should I Hire A Real Estate Agent To Sell My Home In Cincinnati & Dayton Or Sell To An Investor?” If so then this blog post is for you! (It also applies to anyone looking to sell a house in 45044 zipcode or surrounding area)…

    Selling a house is a big, complex decision, so you’re smart to be thinking through all the steps of the process.

    Should I Hire A Real Estate Agent To Sell My Home In Cincinnati & Dayton Or Sell To An Investor?

    Pros And Cons Of Working With An Agent

    Pros:

    • The agent has probably done this before so they know the process
    • You won’t have to do the actual negotiating – the agent will take care of that for you
    • The agent will guide you step-by-step
    • You might get a price closer to your asking price

    Cons:

    • You’ll have to pay to fix up your house
    • You’ll have to clean up your house
    • You’ll have to wait while an agent shows your house to buyers – this could take months
    • … which means you’ll have to pay bills, taxes, and insurance on the property the whole time the house is being shown
    • You’ll have to pay the agent’s commissions
    • You might not get a price closer to your asking price

    Should I Hire A Real Estate Agent To Sell My Home In Cincinnati & Dayton Or Sell To An Investor?

    Pros And Cons Of Working With An Investor

    Pros:

    • The investor will have done this often and knows what they are doing
    • You’ll know exactly what the offer is right away – there’s no guesswork or gambling on the market
    • You don’t have to pay to fix up your house
    • You don’t have to clean up your house
    • You don’t have to wait months
    • … which means you don’t have to pay bills, taxes, and insurance on the property that whole time
    • You don’t have any commissions or fees to pay

    Cons:

    • You might not get “market price” for your house – an investor may pay less

    Which Is Better For You?

    For many property owners it comes down to just a few simple questions:

    1. How soon do you want to sell?
    2. Would you rather gamble and see IF you can get market price (but pay more in bills) or know right away exactly how much you’ll get (and save money in all those expenses)?

    When you answer those questions then you’ll discover the answer to your question, “Should I Hire A Real Estate Agent To Sell My Home In Cincinnati & Dayton Or Sell To An Investor?”

    Ready To Sell Soon?

    If you’re thinking of selling and have questions about the process or to see how much we can offer for your property, just reach out to us and let us know about the house and we’ll see how we can help – we might be able to give you a cash offer to buy your house right away or we might be connected you with a great real estate agent that we know and work with. Just call us at

    or click here now and fill out the form and we’ll get back to you right away.

  • How To Sell A House Off Market In Cincinnati & Dayton Without A Real Estate Agent

    In this blog post you’ll learn our best 3 tips about how to sell a House off market in Cincinnati & Dayton without a real estate agent.

    When it comes to selling your house, you have 2 options….

    The first option is to sell your house through a real estate agent. This way can be expensive since the agent will charge you a commission for their services – and that commission can be anywhere from 5% of the sale price or higher (often thousands of dollars).

    The second option is to sell your house without a real estate agent. This way can be much cheaper, since you won’t have to pay an agent thousands of dollars in commission – that’s money that stays in your pocket.

    Here are 3 tips about how to sell a House off market in Cincinnati & Dayton without a real estate agent:

    Sell A House Off Market – Tip #1: Clean Up The House

    The more “ready-to-live-in” your house is, the higher price you might be able to get for your house. So this might involve some cleaning up or even fixing up. If there are renovations that you’ve started, you might want to hire a contractor to finish them. Maybe the roof needs to be reshingled. Perhaps you should paint your house.

    Sell A House Off Market – Tip #2: Tell Everyone!

    Next, tell everyone you know that you’re selling your house. Post about it on Facebook. Find a local “For Sale By Owner” (FSBO) website or newspaper and post there. Put up flyers at the grocery store. In other words: Just tell everyone you can… and ask them to tell everyone they can.

    Sell A House Off Market – Tip #3: Be Prepared To Show Your House

    People will want to come through your house to look at it and decide whether or not to buy. Be prepared to show your house – morning, noon, or night. It can be quite time consuming but just keep remembering all that money you’ll save!

    Did you know there’s a way to sell that’s even easier?

    It can be expensive and time consuming to sell a house this way. Fortunately, you can skip the costs and effort of cleaning up and fixing up your house, and you don’t even have to show you house to anyone, or wait months while you try to find a buyer! You can sell your house directly to us at Ohio Cash Buyers LLC, as quickly as you want! Save thousands of dollars in repairs and bills, and skip all the waiting and hassle. Just call our office at

    and tell us about the property or click here now and tell us how quickly you want to sell. We’ll give you a fair all-cash offer to buy your house as quickly as you’d like.

  • 4 Mistakes You Should Avoid When Listing With An Agent In Cincinnati & Dayton

    Selling your Cincinnati & Dayton house through an agent? Make sure you read this blog post that reveals 4 mistakes you should avoid when listing when an agent in Cincinnati & Dayton…

    If you’re looking to sell your Cincinnati & Dayton house, or if you’re an agent who is selling houses in Cincinnati & Dayton then here are 4 mistakes you should avoid when listing when an agent in Cincinnati & Dayton…

    First, Don’t Assume That You Can Sell Right Away

    The market varies and can even shift from one day to the next, depending on a number of factors. So make sure you set realistic timelines about how long it will take to sell.

    If you are a seller, assume it will take months for the sales process to be completed – from fixing up the house to showing buyers to negotiating to setting a closing date to moving out. If you are an agent, be careful not to over-promise a timeline to your sellers – set their expectations.

    Second, Don’t Assume That The Asking Price Will Be The Selling Price

    Mistakes you should avoid when listing with an agentThe asking price is the starting point in the sales process – it establishes what a seller wants to sell for.

    If you are a seller, realize that the actual selling price might be different than the asking price. If you’re an agent, make sure you explain this to your sellers.

    Third, Don’t Assume All The Money Goes Right Into Your Pocket

    Some people make the mistake of assuming that the selling price (minus anything they owe on their mortgage) is pure profit. But this is not true.

    If you are a seller, make sure you know that there will be agent commissions, closing costs, and other fees you’ll have to pay. If you’re a real estate agent, make sure you explain to your customers.

    Fourth, Don’t Assume That The First Offer Will Go Through

    Buyers often make offers and then discover that they can’t get financing for some reason.

    If you are a seller, be prepared to have one or two buyers fall through before a buyer can be found. If you’re a real estate agent, prepare your sellers ahead of time by explaining this so they can be ready in case it happens.

    Summary

    Whether you’re a property owner looking to sell, or you’re a real estate agent who is representing sellers, these are 4 common mistakes that can happen during the sales process – so make sure you’re aware of them.

    Are you thinking about selling? Are you an agent who is representing sellers?

    We are real estate professionals who would love to connect with you and see how we can work together for a win/win scenario. Call our office at or click here now and get in touch by filling out the form.

  • Cash House Buyers In Cincinnati & Dayton Tips – Do I Need To Make Repairs To My House?

    The quick answer to that question is no.

    We are local cash house buyers in Cincinnati & Dayton Ohio and work with local home owners who need to sell fast.  The home owners we’ve worked with come to us with all kinds of reasons for needing to sell fast.

    But one of those is that the house is rundown and in dis-repair and they just don’t have the time or money to make the repairs needed to be able to sell it fast on the open market with a real estate agent.

    But here’s the “official” reason we’ll buy a house in any condition in and around the Cincinnati & Dayton market (including other cities in Ohio).

    Why Cash House Buyers In Cincinnati & Dayton Ohio Will Buy A House “As-Is”

    Since we buy houses with cash and don’t need to get bank approval… we have the flexibility to buy local Ohio houses in any condition.

    Normally traditional banks won’t finance a house if it’s in disrepair.

    They see it as a risk and won’t lend on the normal “fixer upper” house.

    That leaves a lot of home owners in our area without a good option to sell the house because 95% of the buyer pool has to get a traditional loan to buy a house.

    That’s where we come in.

    Here at Ohio Cash Buyers LLC, we are cash house buyers in Cincinnati & Dayton. Our business model is to help homeowners who need to sell a house fast (especially houses that need work) by buying your house for cash… then us and our local partners fix up the property, beautify the neighborhood, and sell it “move-in” ready to a happy new home owner.

    We pay for all of the repairs.

    We pay for the closing costs.

    We do all of the work, so you don’t have to.

    Our goal is to make the whole process no hassle for you, so you can move on with your life and put this house behind you.

    We Buy Houses In Cincinnati & Dayton In Any Condition, Give Us A Try! Call Us At To Get A Fast-Fair Offer On Your House Today!

    Or, Fill Out This Short Form To Get Your Fair Cash Offer >> 

  • Giving My House Back To The Bank In Cincinnati & Dayton

    “I’m behind in payments…will I be giving my house back to the bank in Cincinnati & Dayton?”

    Nobody wants to lose their home. But sometimes financial circumstances turn against you and those financial commitments become simply too much to manage.

    If your situation progresses too far, you may be forced into the unfortunate situation of having to give your house back to the bank in Cincinnati & Dayton Ohio, leaving you temporarily without a place to stay. In addition, there may be long-term consequences, including a dramatic and long-lasting impact to your credit (and your ability to get a house in the future).

    No one wants that. That’s not an ideal outcome. Fortunately, there is a strategy you can take today to help you proactively protect yourself and get back on track to financial solvency.

    Here’s a brief overview of the foreclosure process

    The foreclosure process can vary depending on location and the type of mortgage you have.

    Usually, if you miss a few mortgage payments, your loan company will start sending you notifications and then warnings. Over time, if you fail to pay back the mortgage payments you missed, the loan company may put your home up for public auction.

    How long you can stay in your house after it is sold in auction depends on the state where you live. At some point, however, you will need to find a new place to stay.

    Fortunately, you have options!

    If you wait until your home is foreclosed, it can have a devastating effect on your credit rating. One option to protect yourself is to work out an arrangement with the loan company called a “deed in lieu of foreclosure”.

    This is when you hand over ownership of the house to the loan company so that they save the money they would spend on foreclosure proceedings, which can be significant. And you get to avoid having a foreclosure listed on your credit rating.

    You can also avoid foreclosure by selling your house before it’s lost at the auction. If your loan is paid in full then there will be no more penalties against you and your credit rating. (If your loan isn’t paid in full you will need to make up the shortfall).

    Here’s an example: Let’s say you owed $100,000 on your home and you sold your home to us for $90,000. You would give that money to the loan company, along with $10,000 to make up the short-fall, and your loan would be paid off. (If you contact a real estate attorney, you may be able to negotiate a deed in lieu of foreclosure deal in which the loan company agrees not to go after the difference in exchange for the deed to the house.

    At Ohio Cash Buyers LLC, we’re professional real estate investors. Contact us today at

    to find out what we can offer you for your house — even if it needs repairs.

    I want to avoid giving my house back to the bank in Cincinnati & Dayton!

    Why do people choose to sell their home instead of going through foreclosure? (After all, they still don’t live in their home anymore.)

    Well, losing a home can be difficult but the impact on your financial situation and your credit is considerably less than if you simply wait out the foreclosure process. In fact, going through foreclosure could impact your credit score by as much as 100 to 150 points. So the short-term challenge of selling your house is still a better choice than the long-term pain of giving your house back to the bank.

    Interested in learning more about a proactive option besides giving your house back to the bank in Cincinnati & Dayton? Call us at  or fill out the form to get more information

     

  • I Can’t Sell My House In Cincinnati & Dayton Ohio… Help!

    If you’ve found yourself saying, “I can’t sell my house in Cincinnati & Dayton Ohio,” this article is for you. Maybe you’ve been trying to sell your Cincinnati & Dayton house for a while now and haven’t received any offers, don’t panic! You still have a few options at your disposal to help you sell your house for a fair price.

    You’ve probably already tried the first one at least once: Lowering the asking price.

    Everybody wants to sell their house for more than they paid for it but if housing prices in your area are low, the economy’s not doing well, or your home has some sort of structural or locational problem, you may have to reduce your asking price.

    What are my options if I can’t sell my house in Cincinnati & Dayton?

    Here are five other things you can try when you can’t sell your house in Cincinnati & Dayton:

    1) Take It Off the Market

    You may be trying to sell your home at a bad time, such was when there are a lot of other houses just like yours on the market, during the winter months, or during the holidays.

    If this is the case, you might be best served by taking your home off the market for a few months – if you can afford to keep paying the mortgage – and wait until market conditions improve.

    2) Take Out a Second Mortgage

    If you have built a lot of equity in your home, you may want to take out a home equity loan — if you can afford to pay the higher monthly payment, that is. If not, you may be able to renegotiate a loan modification plan with your lender or convert your adjustable rate mortgage into a fixed-rate mortgage that has a lower interest rate. The loan can be used to fund other things, including real estate investments.

    3) Rent Out Your Home

    If you can’t sell your home and don’t want to hold two mortgages (your old home and your new home) one option may be to rent out your home at or near the price of your monthly mortgage payment. That allows you to apply the rent to your mortgage without having to incur any additional expense – other than upkeep, maintenance and repairs.

    4) Consider a Short Sale

    “I can’t sell my house in Cincinnati & Dayton because I owe too much!” This can happen if you purchased your home within the past few years and currently owe more than the home is worth (called being upside down).

    In some instances, you can negotiate with your lender to accept less than what you owe on your mortgage. If it looks like the other option is foreclosure, your lender probably will accept a short sale.

    To do this, you’ll need to have a buyer on board who can close quickly. Fortunately, we can! Give us a call today at

    for a no-hassle offer on your house.

    Keep in mind, however, that short sales can affect your credit. Redeeming a pre-foreclosure on your credit history might disqualify you from getting another mortgage, at least for a little while.

    5) Offer a “Lease to Own” Option

    A lease to own option is when you rent your house to somebody with the option to purchase your home at or before the lease expires. This is a good option if you can’t find qualified buyers because you can collect rent plus a lease option fee from a tenant while giving them time to save up for a down payment and establish their credit so they can get a mortgage to buy your home down the line.

    You also can add a lease premium to their monthly rent that can either be applied to the down payment later or – if they don’t end up exercising their option to buy your home – you can keep it as income.

    I Can’t Sell My House in Cincinnati & Dayton OH!

    If you are interested in learning more your options for selling your home in Cincinnati & Dayton Ohio, call us at

     or fill out the form on this page to get more information sent to you right away.

     

  • 3 House Selling Tips In Cincinnati & Dayton

    Selling your Cincinnati & Dayton Ohio home is never a simple process. But it can be especially difficult if you have to sell your Cincinnati & Dayton house fast. In this article, we will take a look at a few house selling tips in Cincinnati & Dayton that will allow you to get a fast sale.

    Tip #1: Increase The Odds

    The first thing you should do to improve your chances of selling your house fast is to “stage” your home. This is when you make your house look as attractive as possible to potential buyers.

    Consider the “curb appeal” of your home by putting yourself in the shoes of your prospective buyers. What do they see when they pull up in front of your house? Consider what type of relatively inexpensive, fast improvements you can make – such as landscaping or neatening up your front lawn – that will make your house more desirable.

    If you don’t have time to clean the inside of your home yourself, spend a few bucks and have a local Cincinnati & Dayton cleaning service do it for you. Then, once it’s cleaned, keep as many areas as possible off limits so that it stays neat and tidy. You may want to eat out until your home is sold!

    If you don’t have time to do home staging yourself, there are plenty of local home staging companies out there… just head to Google and type “Cincinnati & Dayton home staging companies”.

    Tip #2: Upgrade

    Ready for more house selling tips? Obviously, if you are going to be moving out of your home you don’t want to invest a lot of money in major improvements, such as a kitchen or bathroom remodel. But there are some more affordable upgrades you can make that will increase the value of your home and make it more attractive to buyers.

    For example, if you currently have an old washer and dryer, replacing these with brand-new machines will only cost you a few hundred dollars but will substantially increase your home’s potential resale value. Plus, you can usually recover the cost of these types of upgrades –with interest – when you sell your home.

    It’s not always possible to make the repairs and upgrades that are needed, however. If the work is more expensive than you can afford, feel free to call us at

    to get a fast-fair offer on your house, as-is.

    Here at Ohio Cash Buyers LLC we buy local Cincinnati & Dayton houses and houses all around Ohio in any condition. So give us a try! Call us today and we’ll make you a fast-fair cash offer and we’ll do all of the work! 

    Tip #3: Don’t Distract

    When potential buyers look at your home, they want to see it as their new place, not your existing one.

    Help build this illusion by removing everything that personalizes your home, such as family pictures, personalized art, and any type of clutter.

    It may be worthwhile to rent a storage unit for the time you are selling your home and move as much of your stuff as possible there to keep it out of the way.

    The more open space you can create, the bigger your rooms will look.

    For local storage units just head to Google and search for “Cincinnati & Dayton self storage units” and you’ll find a whole bunch of them!

    House Selling Tips in Cincinnati & Dayton: Conclusion

    If you want to avoid having to do any of that and just want a quick and effective sale so you can walk away… we can help.

    Check out our Ohio Cash Buyers LLC local home buying program.

    Just reach out to us or fill out the form on this website so we can quickly look at your situation and make you a fast-fair cash offer on your Ohio house.

    Just call us at

    or fill out the form to get more information sent to you right away.

  • How To Sell Your Home Quickly In Cincinnati & Dayton And Other Parts Of Ohio

    You want to sell your local Cincinnati & Dayton Ohio home and you want to do so quickly. Right?

    Perhaps you have another commitment with the money or you need to move. Whatever the case is, you need to sell your home quickly in Cincinnati & Dayton and move on.

    Unfortunately, homeowners who need to sell their home fast soon realize that they are at the mercy of the market. That market will influence whether they sell quickly or not, and how much they can get for their property. And as you’ve seen in our local Cincinnati & Dayton real estate market… the market is changing on an almost monthly basis.

    The factors that influence whether you’ll sell your home quickly in this Cincinnati & Dayton market

    There are many factors that influence whether you’ll sell your Ohio home quickly in this market.

    Some of those factors include:

    • The national economy
    • The local economy in Cincinnati & Dayton Ohio
    • Interest rates
    • The condition and trends of the neighborhood (is it growing? is it shrinking?)
    • The condition of your house and whether it needs work
    • The asking price of your house
    • The asking price of similar houses in the area

    … and so many other factors as well.

    You may not have the luxury of waiting around for home prices in your neighborhood in Cincinnati & Dayton to go up. Instead, you have to face the realities of the marketplace – especially if the clock is ticking.

    The four steps to sell your Cincinnati & Dayton house fast

    Here are our top strategies for selling your house fast.

    First, remember that your house isn’t the only one for sale.

    There are many other local Cincinnati & Dayton homes for sale and each one is competing for the hard-earned dollars of the buyer. Rather than setting a price that you want to get for your home, find out what similar homes in your neighborhood are selling for. Don’t forget to look at the comparable condition of the house too. Just because you have the same layout as your neighbors doesn’t mean that you’ll get the same asking price, it depends on the condition of the house too.

    Second, think about who is the most likely person to buy your home.

    Is it a new family with young children? Is it a retired couple who happens to be downsizing? Is it a single woman moving to the area because of a job? There are many reasons that someone will buy a house and their reasons will be influenced by family, jobs, and more. When you understand this, it will help you with the next point…

    Third, invest some time, money, and effort into preparing your house for the right buyer.

    If the best person to buy your home is a young family then perhaps you’ll want to make sure that you have a great backyard with a swingset. Or if your house is near a busy street to make sure you have a nice fence around the yard to protect kids from going into the street. If the best person to buy your home is a retired couple then perhaps you’ll want to make sure that the home is comfortable for people with no children but who may have a hard time with stairs. Or make sure the landscaping outside is lower maintenance.

    Fourth, work with a local Cincinnati & Dayton Ohio real estate professional who can help you prepare your home, list it, and close the deal.

    Real estate agents are experts at helping you sell your home. There are plenty of agents here in Cincinnati & Dayton to work with… and if you want a referral to a reputable agent with a track record, just give us a ring at

    and we’d be glad to give you some names. When you’ve done all the advanced legwork, you’ll help your agent be able to sell your home quickly.

    When you follow these four simple steps, you can sell your home pretty quickly. However, sometimes you want to sell your home even faster than that!

    How to sell your home quickly in Cincinnati & Dayton

    Sometimes you may not have time to look around at what others are selling for. And sometimes you may not want to wait around or spend the money to fix up your property for your ideal customer. And sometimes you may not want to spend the time waiting while your real estate agent markets and sells your house.

    You can bypass all these steps quickly and easily by selling your house to a local real estate investment company for cash. At Ohio Cash Buyers LLC, that’s exactly what we specialize in: buying homes fast.

    Homeowners who simply don’t want the hassle or who don’t want to endure the long wait times but just want to sell their home quickly can do so with one phone call to

    .

    This is perfect for homeowners who are in financial distress and cannot wait too long to sell their home IF the market will buy it. And, it’s perfect for homeowners who are facing some other crisis, such as a divorce or death in the family. When these events happen, the last thing you want to do is think about painting the house so it’s perfect for someone else! It’s much easier to simply pick up the phone and sell your house with one phone call.

    Want to sell your Cincinnati & Dayton house fast with one phone call?

    It’s easy. Call us at  or fill out the form to get more information.

  • What to Expect When You’re Buying a Fixer-Upper

    Guest Post by Bret Engle

    There’s a romantic lure behind the fixer-upper — buying an old, rundown house that nobody wants and with your bare hands, transforming it into your dream home — or a tidy profit! However there’s a downside, too, and many eager DIYers bought houses that ended up costing much more than they expected in repairs. To get this right, you need to find the right place, bring in the right people, and, yes, be willing to put a lot of work in yourself. Here’s what’s ahead of you.

    The Buying Process

    The buying process is more time-consuming and more expensive when you’re after a fixer, because you need to have more inspections done. First, you’ll check out some of the prices of homes that will need some work. For example, the average listing price for a fixer-upper home in Catonsville, Maryland is $150,000.

    Secondly, you’ll need to have the house inspected by professional, ideally one with a background in building. You’ll also need to bring in a contractor so that you can get a quote on repairs before you put in your bid — and expect to pay 10-25 percent more than this quote due to unexpected surprises. If the house has serious flaws, such as roofing or structural problems, don’t let the cheap price tag fool you — such issues will eat into your profits and possibly eliminate them entirely. As Inman.com puts it, the best fixer to go for is “grandma’s house” — a place that has been maintained well, but is full or out of date with worn furniture.

    Bringing in Contractors

    It can be easier to hire a general contractor to help plan your renovations, because they can manage all subcontractors such as electricians and plumbers themselves and give you an overall bill. However, a general contractor will charge a fee, and according to Building Advisor, this could be as high as an extra 25 percent. If you’re organized, financially savvy and a good negotiator, you could save money by acting as your own general contractor and sourcing subcontractors yourself. However, if you’re a first-time buyer, your inexperience will probably shine through at some point, potentially costing you a little extra money or time as a result. You might be best bringing in a general contractor, at least for your first fixer, and try it yourself on the next one.

    DIY Repairs

    Make a list of all the work you need and want to do in the house — if you’ve had a contractor in, they will be able to help you with this. Then, order the list in terms of the jobs you’ll need to do first. Of course, structural work needs to come first, along with anything that’s “out of sight” — ductwork, plumbing, electrical — that sort of thing. Then go down the list and tick off whatever you’re willing and able to do yourself.

    Remember to buy any tools you’ll need to complete this work including sanders, drills and jigsaws. Note that if you plan on living in this home, you’ll need to get the basic facilities up and running as soon as possible, as well as a bedroom to sleep in.

    Here’s a handy link that goes in depth on how to spruce up your existing kitchen cabinets with a fresh coat of paint!

    Making a Profit

    There are two ways to make money from your home — sell it, or rent it out. First, find out if renting will be profitable — take the average rent price in your area, and deduct mortgage, insurance, taxes and other fees from that. Are you left with enough profit to make the venture worthwhile? Keep in mind, there’s a time commitment, too — you’ll have to manage repairs, advertise rooms and deal with your tenants.

    Another factor to consider is the current housing market situation. If prices are booming, you might be best selling now to take advantage of this. Plus, you’ll then have a good chunk of cash to put towards another house right away.

    Take Your Time

    One of the biggest mistakes you can make when getting a fixer is to rush in. Don’t be pressured by sellers and make sure all the relevant inspections have been completed before you make a bid. If you’re patient and willing to put in the work, you’ll have a much higher chances of success with your project. Good luck!

  • The Adventures of Tony Buying Houses

    This episode features Ashley and Tony