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  • How To Sell A House in Cincinnati & Dayton Without Sinking Any Money Into It

    Sell A House in Cincinnati & Dayton Without Sinking Any Money Into It

    Are you tired of owning a property that you don’t want or can’t afford? Putting it on the MLS can be expensive and take up more time than you care to spend. In our latest post, we can help you learn how to sell a house in Cincinnati & Dayton without sinking any money into it in less time than you may think!

    When most people go to sell a house, the first thing they do is search the internet or ask a friend to recommend a good agent. While some agents are great and worth their weight in gold, this isn’t always the best way for a homeowner to sell. For some homeowners who need to sell a house in Cincinnati & Dayton, selling as-is or a direct sale to a local home buyer can be the best way to go.

    Before you decide how to sell, get the facts, and determine the selling method that will make the most sense for you. After factoring in time, money, and energy, your ideal selling method may be different than you had thought. First, let’s take a look at what listing your house in Cincinnati & Dayton could cost you…

    What Will Listing My Cincinnati & Dayton House Cost?

    Listing a house in Cincinnati & Dayton can come with a lot of costs that people aren’t always aware of. A few of these costs include…

    • Costs to make repairs both before and after the inspection process
    • Expenses to clean and stage the home for property showings and open houses
    • Marketing expenses not included with your listing (virtual tours, professional photography, etc.)
    • Holding while the house is on the market and through the escrow process
    • Closing costs which can amount to 1-3% of your final sale price
    • Agent commissions which are typically around 6% of your final sale price

    According to NerdWallet, you should plan on spending at least 10% of the final sale price on the costs of listing your home. So if your house ends up selling for $250,000, that is $25,000 out the door. That said, your costs can be higher or lower depending on the property and situation. It is essential for home sellers to understand these costs, so they know exactly what to expect when selling a house in Cincinnati & Dayton.

    How To Sell Your House Without Spending Money

    There are a couple of ways to sell your house in Cincinnati & Dayton without spending any money. You can either list your house as-is on the MLS or work with a direct buyer to purchase your property outright without the help of an agent. For some homeowners in Cincinnati & Dayton, one of these alternative options can prove to be a better way to sell your house.

    Listing Your Cincinnati & Dayton House As-Is

    Some owners choose to list their houses as-is, which will make things less expensive for the sellers. While listing your house as-is in Cincinnati & Dayton will save you money on cleaning, repairs, and upgrades, you will still have to factor in commissions, holding expenses, and closing costs. All of these bills can add up to thousands of dollars, and that is without any promise of a return. Also, your house won’t get the same level of attention and appeal to as many buyers when listing your house as-is in Cincinnati & Dayton. Your property will need to photograph well and not come with a long list of needed repairs.

    A Direct Sale To Ohio Cash Buyers LLC

    Selling your house directly to Ohio Cash Buyers LLC will help you to avoid all of the listing costs, including repairs, marketing, holding costs, commissions, closing costs, and more. You will not have to worry about spending any money at any time during the sale. You will be able to get an offer without having to worry about any deductions or hidden fees. While our price isn’t full retail, the amount you can save may more than make up the difference, and that’s not to mention all of the time you will save.

    Why Sell As-Is?

    So why would somebody want to sell as-is in the first place? Wouldn’t fixing up the property add value, thus creating higher returns? In a perfect world, yes. However, when listing your house in Cincinnati & Dayton, you won’t have any guarantee that your repair costs will translate to a higher sales price. Fixing up your home can be a gamble. While it can add value in some cases, sinking money into a house you would rather sell can prove to be a poor use of your funds. By selling as-is, the buyer assumes the risk and you will be able to put your money into your new property, not the one you want to get rid of.

    Are you ready to sell your house in Cincinnati & Dayton? Before you hire an agent in Cincinnati & Dayton, find out what we can do for you! You don’t have to list your house in order to sell it!

    Ready to sell a house in Cincinnati & Dayton? Reach out to us to learn about the fair and cost-free way to do it! Call today!

  • 6 Things They Don’t Tell You When Listing Your House in Cincinnati & Dayton

    6 Things They Don't Tell You When Listing Your House in Cincinnati & Dayton

    Ready to sell your house? Before you hire an agent and commit to a listing agreement, learn about these 6 things they don’t tell you when listing your house in Cincinnati & Dayton!

    Listing your house in Cincinnati & Dayton can be an expensive and time-consuming process. Between the prep work, the holding costs, and the expenses you’ll face at the closing table, you could be talking about thousands of dollars. While the process does make sense for some properties, other homeowners do better when selling their properties directly. Before you decide how to sell your house, make sure you have all of the facts!

    Your Marketing May Not Be Included

    When selling your house with a real estate agent in Cincinnati & Dayton, it is important to know what is and what is not included with your listing agreement. While some agents are completely full-service, others will leave something to be desired in the marketing department. In order to get your property in front of the most people, you may have to pay for premium listings, virtual tours, professional photography, or software to create a solid virtual tour. With fewer people out and about attending open houses, you’ll need to ensure your house has a strong online presence if you plan on putting it on the market.

    Your Costs Can Add Up Fast

    Listing your house in Cincinnati & Dayton can come with a number of expenses home sellers aren’t always prepared for. Aside from the extra marketing mentioned above, sellers can find themselves paying for repair costs, staging, cleaning, closing costs, and expensive commissions when the house sells. There are holding costs including taxes, insurance, utility bills, and routine maintenance to factor in. Before you hire an agent to help you sell your house in Cincinnati & Dayton, you should become aware of what you may have to potentially spend in order to get the price your after. When you run the numbers, you may find that hiring an agent isn’t worth it.

    Property Showings Can Be Cumbersome

    Imagine you get a call from your agent that a motivated buyer wants to see your house as soon as possible. If you truly want to sell, this means you will need to quickly get the house in its best condition, hide away any personal items, and vacate the premises as fast as possible. This isn’t a fun part of the process for home sellers, especially if they have a large family or several people living in the home. Trying to coordinate property showings with everyone’s else’s schedule, can prove to be challenging. To make things easier, the house should be kept clean at all times, putting even more pressure on homeowners who simply want to sell their house.

    Buyers Will Often Negotiate After Inspections

    Once you receive an offer for your house in Cincinnati & Dayton, the buyer will order an inspection to be done. Depending on the property and its condition, the potential buyer may request that you make the needed repairs before the sale is finalized. An appraisal can also require the seller to sink money into the house before the bank will approve the buyer’s loan. A low appraisal is one of the most common reasons for a sale to fall through. Home sellers should be prepared for this and either have a rebuttal or a repair plan they can quickly execute without breaking the bank.

    The Sale May Fall Through

    When you list your house in Cincinnati & Dayton, there are a number of factors that can cause the sale to fall through. There may be a contingency in the offer stating their house needs to sell before they are able to buy yours. This means that if their sale falls through, yours will too. The sale can also fall through if the property doesn’t appraise high enough or if there are repairs required that you were unaware of. Imagine having your house listed on the MLS for several months, finally getting an offer, only to have everything fall through, putting you right back at square one. The uncertainty of listing can be almost unbearable for people who need to sell a house fast in Cincinnati & Dayton.

    Your House May Not Sell

    We work with many home sellers out there who have listed their Cincinnati & Dayton house in the past but have found themselves right back where they were once the listing agreement has expired. When you put your property on the MLS, there is no guarantee it will sell. The process may take you months!

    When listing your house in Cincinnati & Dayton, there are a number of things that you should be aware of. Between the costs and uncertainty, there are a number of things that can become a problem for home sellers in Cincinnati & Dayton. For many properties and situations, a direct sale can ultimately be the best way to sell a house in Cincinnati & Dayton.

    Before listing your house in Cincinnati & Dayton, reach out to our team to find out what we can offer! You might be surprised by what we are able to do for you!

     

  • 5 Ways A Direct Sale Is Benefiting Cincinnati & Dayton Homeowners Selling in 2020

    5 Ways A Direct Sale Is Benefiting Homeowners Selling in 2020Worried about selling your house during these uncertain times? Many sellers aren’t sure what do do when selling their house. Before you put your home on the market, learn about these 5 ways a direct sale is benefitting homeowners in Cincinnati & Dayton!

    Right now in the summer of 2020, things are a bit strange for the economy and the housing market. New processes are being formed and people are using new ways to buy and sell real estate in Cincinnati & Dayton. Many home sellers are taking their listings virtual or working with direct buyers to quickly sell without all of the fuss. A direct sale offers peace of mind and will make the entire selling process run much more smoothly.

    Saving Time

    One of the biggest benefits of selling your house directly is the amount of time you will save. With a direct sale, a homeowner is able to sell their unwanted home in only a few days. When selling with a real estate agent, the process can take weeks, months, or in some cases, the house may not sell at all, which will put the homeowner back at square one. For homeowners who need to sell fast, paying the continued holding costs can be a huge burden. Utility bills, property taxes, homeowners insurance, and a mortgage you can’t afford can add up fast. You can find yourself spending thousands on the home while the property is on the market. We work with homeowners throughout the Cincinnati & Dayton area who have tried to list a house, only to have the listing expire and their name still on the deed. When you sell your house to Ohio Cash Buyers LLC, you can be assured that the property will sell in just a few days. Of course, if you need more time, we are happy to work with you to close on the property at your convenience.

    Saving Money

    Do you know how much money it takes to list a house in Cincinnati & Dayton successfully? While the price does vary depending on the home, according to The Balance, it can take up to 10% of your final sale price when all is said and done. So if your house were to sell for $250,000, that’s $25,000 right out the door. Selling your house directly will not only save you thousands in commissions, but we will save you in holding costs, listing fees, repairs, and closing costs. At Ohio Cash Buyers LLC, we believe that you shouldn’t have to pay when selling your house. We will make you a fair and direct offer that will save you time and money on the sale of your home.

    Less Contact

    Let’s face it. Selling a house in 2020 is unlike any other time in history. People aren’t out and about viewing properties in person, or even giving as much thought to a move. A direct sale to Ohio Cash Buyers LLC means you will be able to sell your house without trying to prepare and schedule showings, hold an open house, or worry about all the cleaning required with so many people walking through your home. Selling your home to a direct buyer is the easiest way to quickly sell your house in Cincinnati & Dayton. In fact, when working with Ohio Cash Buyers LLC almost the entire process can be done virtually. Remote closings and the ability to sign documents digitally make the selling process easier for everyone involved.

    Less Stress

    Instead of waiting, wondering, and spending cash they may not have, homeowners are able to sell their Cincinnati & Dayton homes quickly and without spending any money on the sale. A direct sale to Ohio Cash Buyers LLC is a completely stress-free process. We will be upfront with you from start to finish so you will know exactly what to expect. We’ll be with you throughout the entire process to answer any questions you may have. Our goal is to make selling your house completely stress-free for you. Without trying to market and prep your house you will be able to focus your time and energy elsewhere.

    Gaining Information

    Getting an offer from Ohio Cash Buyers LLC is a great way to learn more about your property and the state of the local real estate market. Even if you don’t end up selling to us, you will be able to get true insight into the value of your home. There is never any commitment or pressure to sell. It is important for property sellers to acquire all of the information they can when selling. Getting a direct offer will provide insight and help to let the homeowner know exactly what to expect. Being informed, asking the right questions, and getting all of the information you can will be of great benefit to you whether you are buying or selling a house in Cincinnati & Dayton.

    A direct sale of your house in Cincinnati & Dayton may be the opportunity you have been waiting for! Give us a call or send us a message to learn more about what we can offer you!

  • How Current Events Are Impacting Home Sellers in Cincinnati & Dayton

    How Current Events Are Impacting Home Sellers in Cincinnati & Dayton

    We’re living in a crazy time! Learn how current events are impacting home buyers and sellers in Cincinnati & Dayton and what you can do to sell your house as quickly as possible!

    At the time of this writing, we are still dealing with the effects of COVID-19. This pandemic has changed how things are done across many industries, but real estate is one that is seeing the greatest impact. While some agents and investors are worried about what’s to come, others are taking this time to get creative and to find new and innovative ways to sell a house in Cincinnati & Dayton. In this post, we will review how current events are impacting the real estate industry and what you can do to sell your house fast while still getting an excellent price.

    Going Virtual

    With less and less contact taking place, people are doing things online. There are a number of great software alternatives you can use to create a virtual tour that will help your potential buyers get a real sense of your property before viewing it in person. That said, they do come with a cost, so if you do choose to list your house in Cincinnati & Dayton, be sure you are taking into consideration the extra marketing that may be required to successfully sell your house. Between premium listings, professional photography, video, and the use of a virtual tour, you could be looking at a pretty penny. Listing costs can be through the roof and especially hard on people trying to sell during these troubling times. Holding costs, repairs, commissions, and listing fees aren’t in many people’s budgets at the moment. If you decide to work with a real estate agent in Cincinnati & Dayton, make sure you know exactly what is included in your listing agreement. There may be extra marketing and selling costs that you aren’t aware of. A direct sale to Ohio Cash Buyers LLC will eliminate the cost, fuss, and hassles of trying to sell your house in this crazy market. We will make selling quick and convenient so you can easily sell your unwanted property in Cincinnati & Dayton.

    People Are Still Buying and Selling

    While the housing market has been impacted by the Coronavirus and events playing out in 2020, people are still buying and selling homes. Properties can be found for great prices, and home sellers in Cincinnati & Dayton have options when they need to sell. Things are being done a little bit differently these days, but as people adjust to the new normal, solutions are being found and people are going on with their everyday lives. Don’t assume that because the market has slowed that you won’t be able to sell. Prices are staying relatively the same, and demand is varied by area. Working with Ohio Cash Buyers LLC will help you sell without any costs or hassles whatsoever. You will be able to get a great price for your property without having to deal with any costs, hassles, or headaches.

    Other Options Are Being Sought

    Instead of hiring an agent, showing the property, holding open houses, and having in-person meetings, many sellers are choosing to work with a direct buyer to ease the selling process and avoid having too many people in the home. You do not need to hire an agent to sell your house in Cincinnati & Dayton. There are easier and more convenient ways to get the job done. Listing can come with uncertainty. You won’t know what you will be offered or when the house will actually sell. By selling your house directly to Ohio Cash Buyers LLC, you will be able to get the peace of mind you need when selling your house in Cincinnati & Dayton.

    Markets Will Rebound

    As lockdown restrictions are being lifted, more and more people are out there to buy and sell. Markets will rebound to what they once were. And the economy is already beginning to improve. In fact, some markets are hotter than ever right now! While many people feel stressed and discouraged because they think that they won’t be able to sell their house in Cincinnati & Dayton, working with a direct buyer will alleviate all of the stress home sellers face. Ohio Cash Buyers LLC is a direct buyer who will pay you a great price for your property, closing in as little time as possible. For a truly stress-free selling experience, reach out to our team today to learn more about what we can offer you! Remember, we are all in this together!

    Our team works with home sellers in Cincinnati & Dayton and the surrounding areas. We offer a fast and fair way to sell your house no matter what is going on in the world. We offer competitive prices and can close incredibly fast. Before you sign a listing agreement, take some time to learn about the other selling options that are available to you!

    We’re here to help home sellers in Cincinnati & Dayton! Reach out to our team to learn more about what we can do for you!

  • 7 Documents You Need When Selling Your House in Cincinnati & Dayton

    Need to sell your house in Cincinnati & Dayton? Things will move along much more swiftly and smoothly if you are prepared from the start by organizing all of your documents.

    Paperwork is a given during legal transactions and it’s no different when you’re selling your house in Cincinnati & Dayton. You’ll want to have the following 6 documents in hand, which are ordinarily required in the home selling process before you put your property on the market.

    Contract

    For a legally binding contract and the ability to settle any disputes after closing, be certain it is signed by both parties. Details on this document for your Cincinnati & Dayton house need to include, the closing date, price, date of occupancy. Additionally, add any conditions for termination as well as inspection dates. Out of state buyers necessitate your being aware that a uniform Commercial Code governs commercial transactions that cross state lines.

    Disclose! Disclose! Disclose!

    A property disclosure will detail any known defects or malfunctions on the home. Failure to do so can lead to legal entanglements and expenses when selling your house in Cincinnati & Dayton. 

    Title

    The deed to your property designates the legal ownership and must be presented to the buyer for careful review. The deed for your house in Cincinnati & Dayton must be transferred after the sale to the name of the new owner.

    Occupancy Rider

    Timing doesn’t always work out and you’ll want to have n place document should detail responsibilities for any rent, utilities or additional costs or repairs, as insurance policies usually do not cover this period. Should you need to stay in the house after the closing date you will need a post-occupancy agreement. Conversely, should the buyer need to be in place prior to the completion of the sale of your house in Cincinnati & Dayton, this will require a pre-occupancy agreement. 

    Third-Party Financing Clause

    When you need to sell, you could consider getting a mortgage on your house as another source of financing for your buyer in Cincinnati & Dayton. Should you do so, your third party financing clause or financing addendum should be attached. In the event your buyer’s traditional mortgage application for the remainder of the financing is denied, you’re protected.

    Promise

    The promissory note, obtained from the buyer, is a contract written to clearly outline the rights and duties of the parties, which must be signed and dated. For buyers who are purchasing through non-conventional means this is extremely important, as it enables using the seller as the financer, with the property itself acting as the security for the loan. This document should outline the amount of money to be paid, the date to be paid, or detailing the installments to be paid to the holder or payee.

    Settlement Statement

    HUD Laws now require very specific details of the transaction to be outlined in a closing or settlement statement. At least one day prior to the closing, the buyer has the right to review this statement, in order that consumers are aware of just what they’re being charged in fees at the closing and in financing interest for the term of the loan. Strict adherence to these laws will help you to avoid legal nightmares in the future. Be prepared at the closing, should the solicitor request you to show your proof of identity. The documents should be examined carefully before being provided to the buyer. The broker should verify the information and offer any input should they find errors or information lacking in the documents.

    Ready to close on the deal? Gather the 6 documents you need when selling your house in Cincinnati & Dayton and give Ohio Cash Buyers LLC a call at

    or send us a message at any time!

  • Exploring All of Your Options When Selling Your House in Cincinnati & Dayton

    It’s been said that selling your home can be more stressful than many other major life events. When you’re under duress and need to sell quickly, additional strain is added to the mix. We’ll help you by exploring your options when selling your house in Cincinnati & Dayton. 

    Exploring All of Your Options When Selling Your House in Cincinnati & Dayton

    Listing Agent

    Let’s explore selling your house in Cincinnati & Dayton through a professional real estate agent, which is the traditional method. Agents are paid based on a percentage of the sale price in addition to other possible fees they or their broker may also charge. Market conditions can impact your asking price in this demand-driven market.

    You’ll need to invest in updates and repairs in preparation for showings while playing a waiting game until the right buyer comes along. Usually requiring inspections of the house, they may also require repairs prior to closing. Sadly, you could end up with a buyer that doesn’t qualify for the mortgage, after taking all of the steps to meet the qualifications from banks and waiting for the mortgage underwriting process and property inspection.

    Cash Offers

    Because professional buyers usually offer cash, you can expect a quick closing on your house in Cincinnati & Dayton. The sale is usually as-is, which speeds the process even further, saving you both time and money. This also alleviates you of the legal responsibilities associated with disclosure.

    Professional buyers are taking higher risks, offer faster cash sales, and usually pay the closing costs. For these reasons, their offers are usually lower than properties sold as FSBO or listed on the MLS. Regrettably, there are less than honest buyers who may try to take advantage of time or financial constraints you reveal to them, so research carefully just who you’re working with. At Ohio Cash Buyers LLC, we are dedicated to making offers to homeowners that are fair and well thought out. 

    For Sale By Owner

    Selling a  house in Cincinnati & Dayton on your own may sound appealing because you will be controlling everything. Professionals, such as real estate agents or auctioneers, charge fees for their services, cutting into your profits. Should you be experienced regarding legal issues where real estate advertisements and transactions are involved, you can save a great deal of money on the deal. However, it can be extremely costly and legally devastating to make an error on either advertising or how you handle all of the aspects of your sale with the buyer. 

    Short Sale

    Depending on the circumstances you find yourself in, you may be able to negotiate a short sale with your lender. You will want to note that this is a very slow-moving process which means that the lender has agreed to allow a sale for less than the remaining debt on the loan. 

    Auction

    Avoiding the headaches of showing your house is one of the favorable aspects of auctions. Additionally, these properties close quickly, selling as-is, so you won’t need to continue to pour time and money into repairs and upkeep of your house in Cincinnati & Dayton.

    Keep in mind the usual fee for their service is a rather high 10 percent of the final purchase price. Because most auctions charge their fees to the buyer, lower bids are likely to be made in the attempt on the buyer’s part to pay a lower fee. Make sure you’re aware ahead of time if you’ll be responsible for their fee, which takes more away from your bottom line. Actually, realizing a sale of the property at auction isn’t guaranteed, there could low attendance or several properties up for auction at the same time, leading to lower bids

    We’re happy to further explore all of the options for getting started now on selling your house in Cincinnati & Dayton. Just call Ohio Cash Buyers LLC today at

    or send us a message to learn more!

  • A Direct Sale vs. Hiring an Agent When Selling Your House in Cincinnati & Dayton

    Considering selling? You may be wondering about which is the better option, a direct sale vs. hiring an agent when selling your house in Cincinnati & Dayton. Life events can change your housing situation, at times despite your wishes. The time required until closing with each option is just as much of a consideration as the effect each has on your finances. 

    Showing Appointments

    You’ll need to ask yourself if you are willing to make yourself and anyone else in your household invisible, while keeping your home spotless at all times? Despite how much you may wish to sell your house in Cincinnati & Dayton, nobody enjoys the hassle of jumping into action and preparing for a showing after a long day at work. Likewise, if your buyer falls in love with your furnishings, they may consider one or several of your beloved possessions as deal-breakers. Along with the agent selling your house, you will need to deal with buyers agents, who will be the ones showing the home. It’s highly likely they’ll call to schedule the appointment during your very important family time. 

    If you’d like to avoid this inconvenience altogether, you may be happier with a direct sale, you won’t need to remain constantly on top of your home’s appearance or worry about staging. You also won’t have to worry about storing anything you don’t want a buyer to catch sight of and decide they’d like “tossed into the deal.”

    Investing More Before Selling

    Updates to make your home more attractive on the outside and inside add to the expenses of selling your house in Cincinnati & Dayton with a real estate agent. You’ll need to be on top of any necessary repairs. If you don’t pass the inspection which is usually ordered, you could be required to spend even more on repairs in order for the property to qualify for the mortgage loan. Don’t forget, you need to concern yourself with exterior curb appeal and may be advised to cover the additional expenses of staging your interior. You may even be required to cover the costs for professional photography and advertising the property.

    When working with a professional buyer, none of the concerns or costs associated with curb appeal or updates will be an issue. Major or minor repairs can be forgotten and worrying in general about your home’s appearance will fly out the window when you sell your house in Cincinnati & Dayton  through a direct sale. 

    Professional Expenses

    Real estate agents charge commissions as well as other charges. Buyers agents nearly always order inspections.inspectors are their fee is usually your responsibility as the seller. Appraisers and those handling closings charge fees as well, all adding to the cost to sell your house in Cincinnati & Dayton. 

    Making a direct sale commonly means that there are no commissions and no inspections, repairs or even the initial investments involved in updates and making the overall appearance of the property appealing.

    Delays 

    Due to the nature of traditional listings, there is no ETA on the closing when selling your house in Cincinnati & Dayton through a real estate agent. Additionally, depending on the buyer’s circumstances, there may be delays in the actual closing date. 

    An upside of selecting a direct sale for your property is that you’ll sell your house in Cincinnati & Dayton within a short timeframe and there won’t be any delays in closing due to failed inspections or financing issues. 

    We’re here to assist you with any questions or concerns you may have about the choice ahead. Call Ohio Cash Buyers LLC today or send us a message to learn more about a direct sale vs. hiring an agent when selling your house in Cincinnati & Dayton.

  • 5 Ways A Direct Sale Will Save You Money in Cincinnati & Dayton

    So you find yourself ready to sell and while you don’t want to pay all of the commissions and fees that come along with a traditional real estate agent, you also dread all that is involved with listing the property as for sale by owner. At Ohio Cash Buyers LLC, we’ll take the time to listen to all of your questions about the process and the potential savings involved with a direct sale, get started today by calling

    .

    Besides avoiding all of the headaches of listing your home on the market, as a seller, you can save yourself money in the following ways by making a direct sale of your Cincinnati & Dayton property.

    No Repairs or Renovations

    Inspections and appraisals are an integral part of the traditional home selling process, leading many to put thousands of dollars into a home that they’re ready to walk away from. In order to pass inspections, it’s possible that you could end up facing overwhelming repair bills for an issue you weren’t aware of previously. Real estate professionals know that many buyers won’t be able to realize the potential you may feel your property possesses because they can’t see past anything that is outdated. These upgrades can be anything from aging cabinetry to apparent wear and tear in flooring, woodwork, and even the paint on the interior and exterior of the home.

    Pack and Go

    Cleaning? Sell direct and forget it! Experienced real estate agents know that most buyers don’t have the vision to see beyond your clutter or any apparent decorative flaws. They’ll advise that nearly every surface be free of objects. Most especially photographs or items that are of a more personal nature. Today’s real estate professional will likely advise that you store your own belongings and spend further on staging the home, both for advertising publications and showings. In addition, you’ll need to keep up the exterior curb appeal for these reasons. This allows the buyer to more easily visualize themselves living in the home. You can save all the costs involved in a deep clean of your Cincinnati & Dayton home when you sell directly. In many cases, you can just leave behind any items you’d rather not take along to your new residence. 

    Forget Closing Costs

    You’ll save money when you sell directly in Cincinnati & Dayton by eliminating most of the normal fees associated with traditional closings. You’ll also forego the fees normally associated with the required reports from appraisals and inspections in most cases. Especially on newer or more recently renovated properties. 

    No Marketing Expenses

    Whether you are working with a real estate agent or selling your home on your own, any marketing expenses will be passed on to you. Naturally, the more you spend, the better your advertising vehicle and reach to the public. As a part of the marketing plan, you’ll need to have your home picture perfect. 

    Monthly Costs Eliminated

    The monthly costs of homeownership can add a lot of pressure, especially if you’ve already had to relocate for work or personal reasons. These costs can run into the thousands, including taxes, mortgage, insurance, utilities, and maintenance. If your home is aging, repair bills are usually depleting your funds on a more regular basis and can be extremely expensive. The financial burden and personal stress can add up quickly. By choosing a direct sale, you could quite literally save yourself thousands!

    Just pack what you want to keep and sell your Cincinnati & Dayton property directly. You can leave the monthly payments behind sooner than you think. Call Ohio Cash Buyers LLC today at

    or send us a message to learn just how quickly we can help you start saving money!

  • 4 Ways a Foreclosure Will Impact You in Cincinnati & Dayton

    There is no doubt foreclosure will impact you. Besides the obvious strain and emotional impact the situation can have on your family and personal relationships, foreclosure can also devastate your finances. From the clothes you wear to the car you drive, or even where you reside or work, it will have a residual effect on your life for years to come. 

    Ohio Cash Buyers LLC is here to listen to you and can address any questions you may have about your specific circumstances and what you can do to avoid these ramifications. Just call

    .

    By having a better understanding of what lies ahead, you will be better equipped for taking immediate action against the negative consequences of foreclosure from the start.

    Your future self will thank you for taking the time to learn more about your options during the process. We’ll cover 4 ways that a foreclosure will impact you in Cincinnati & Dayton.

    4 Ways a Foreclosure Will Impact You in Cincinnati & Dayton

    Denied 

    Having a foreclosure in Cincinnati & Dayton appear on your credit reports will cause you to be considered a bad risk. Once this appears in your credit history, it will impact your overall purchasing power. Bad credit often leads to credit applications being denied for credit cards, loans or mortgages. Any financial institution that is willing to approve consumers with bad credit usually charges exorbitant interest and annual fees that those who enjoy good credit avoid. Additionally, it could possibly be a reason you are passed over for employment opportunities. 

    Financial Loss

    Among the top reasons for homeownership, your equity builds up over time as your debt decreases, and Cincinnati & Dayton property values rise. Your financial gains could be an amount in the hundreds of thousands. Equity is the difference between what your property would bring in the current market, and the amount that is still owed on the mortgage. Depending on your circumstances, a foreclosure will impact your equity either partially or in full, which could be a significant financial loss. 

    Debt

    By taking quick steps to resolve a pending foreclosure, you can make the decisions on how your home is sold and for how much. Open your mail before it’s too late! Keep the lines of communication open so that you can be on top of what actions your lender may be ready to take and how much time you have to change the outcome in your favor. After a foreclosure you’ll have no such control. Should your Cincinnati & Dayton property sell for less than is still due on your mortgage, you will still be required to make payments on this debt. This is known as a deficiency debt and can have an enormous impact on your lifestyle and family. Not to mention eating into your budget. Additional liability on your credit report will only increase the higher costs associated with having bad credit.

    Future Housing 

    Foreclosure impacts your housing options in many ways. In general, landlords run credit checks as the first step when interviewing tenants. Naturally, your financial history will make you a higher risk and may cause you to be passed over for more desirable properties. Additionally, your choices in financing will be highly restricted should you wish to purchase another home. Fannie Mae is among the largest in the nation and offers a program with several financial benefits. Should you have gone through foreclosure and seek a mortgage lender, you should be aware that Fannie Mae will require a waiting period of 7 years before you will be eligible under their guidelines. 

    Facing the possibilities of a Cincinnati & Dayton foreclosure alone can be very stressful and inaction on your part risks your financial future. Don’t wait until foreclosure begins, let Ohio Cash Buyers LLC help lessen your burdens today. Send us a message or give us a call today at

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  • How To Sell a Probate Property in Cincinnati & Dayton

    After facing the loss of a loved one who didn’t have a will or investments protecting against the process altogether. To sell a probate property can mean long drawn out proceedings, especially with larger estates. 

    It can be costly to go through, so avoid making the mistake of skipping any of the legal requirements which can further tie up your property. You’ll need to be patient as the assets of the deceased are analyzed and the rightful inheritors of the estate are determined. Executors may need to liquidate the real estate, leading to the probate court distributing the funds evenly among those beneficiaries.

    Should you find yourself in this position, read on for information on how to sell a probate property in Cincinnati & Dayton.

    Certain aspects of this real estate law are common among all jurisdictions, for a valid sale, you’ll want to ensure you’ve rigorously followed all of the legalities for selling your probate property in Cincinnati & Dayton.

    How To Sell a Probate Property in Cincinnati & Dayton

    Certified Appraiser

    Your first step will be to locate an independent certified appraiser. You can either reach out through phone listings or word of mouth among probate property real estate professionals in  Cincinnati & Dayton.

    Petition

    Once you’ve obtained your certified appraisal, you’ll next want to proceed by filing a petition with the court to sell the probate property in Cincinnati & Dayton. While filling out your petition, be certain the information includes any pertinent information about the property along with the method that will be used to complete the sale, be it at an auction or on the open real estate market. Submit your petition along with your certified appraisal. Once you’ve obtained the court’s approval, you may then proceed with the sale.

    Offer the Property

    For sale, with conditions! Now that you can finally take action and sell your probate property in Cincinnati & Dayton, you’ll want to make certain to disclose to your potential buyer that the court’s confirmation of the transaction is required before you can accept, making the offer conditional.

    Court Confirmation

    Commonly, once you’ve petitioned the court for a hearing to confirm your sale, you can expect delays on the court calendars ranging from between 20 to 40 days, from the filing date.

    Deposit

    Plan to collect a 10 percent deposit from the buyer at this time, which is based on the purchase price.

    Advertise

    Because the ultimate goal of the sale of a probate property in Cincinnati & Dayton is to garner the highest amount possible for the estate, you must advertise your court hearing to the general public for a process known as open bidding. This allows any additional interested parties to participate in the purchase of the real estate, aiding in raising the final purchase price.

    Court Hearing

    Now you’ll need to attend the court hearing and wait until the unconditional bidding has concluded and a cashier’s check is presented for the final figure. Your buyer will be able to participate along with any member of the public who so chooses, bids increase by $500 at a time. 

    Refunding the Deposit

    Should a new buyer overbid your buyer during the court proceedings, be prepared to refund their 10 percent deposit. Otherwise, should your original buyer maintain the highest bid, the funds you previously collected from them would be applied to the purchase.

    Closing

    Finally, you can close on the contract for your probate property in [markte_city]. Be certain that the costs of the property are covered by the financing. You’ll also be responsible for placing the full amount into the estate fund.

    We’re here to assist you during this difficult time and make the process easy. Call Ohio Cash Buyers LLC today at

    or send us a message to sell a probate property in Cincinnati & Dayton.