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Category: sellers

  • Why You Should Sell To An Investor in Cincinnati & Dayton Over An iBuyer

    There are many reasons why you should sell to an investor in Cincinnati & Dayton as opposed to an iBuyer. As a local home buyer, we would love to help you with your unwanted property in Cincinnati & Dayton! Get in touch with us today to find out what we can do for you!

    There are a number of corporations getting into the business of buying homes. However, the majority of these corporations are just trying to make a quick buck off of someone who is desperate to sell their home. Working with a local and professional home buyer will give you the same fast results, but with a much more personalized experience.

    Personal Approach

    Most people would rather work with a friend and neighbor over a large corporation. To a corporation, you are just a number. Whereas when you work with a professional home buyer such as Ohio Cash Buyers LLC, you will be able to work with someone you can trust. We will listen to your selling goals, time frame, and help you with anything you need to make the selling process go as smoothly as possible. We will take your situation into consideration, helping you in any way that we can.

    Better Prices

    Many iBuyers out there are buying nationwide. They are looking for the best deals and if it isn’t what they want, they will just move onto the next person. When you work with a local investor, such as Ohio Cash Buyers LLC, you’ll be able to work with someone who really knows the local market. They will be able to pay you a more accurate price and be able to save everything money by keeping things close to home. You won’t have to worry about getting a blanket offer on our property sight unseen. A local and professional buyer will also have numerous local vendors in their contact list, making the process even more efficient and low-cost. If they know a great title company, contractor, or cleaning service, you’ll be able to benefit from the association.

    Fees

    iBuyers charge a fee for their services whereas working with a local investment company such as Ohio Cash Buyers LLC does not. When you work with an iBuyer, expect to pay a fee of anywhere from 7.5-11.5%! This can be a substantial deduction from the offer price which was likely low to begin with.

    Reputation

    A local home buyer with the right motives cares greatly about their community and the people in it. At Ohio Cash Buyers LLC, it is our goal to help people out of difficult situations and with difficult properties. We will take the time to listen to your selling goals and help you determine if they are realistic or not. As a small business, our reputation is critical. At the end of the day, we want to be able to put a smile on someone’s face because we were able to get them out of a difficult situation with a difficult property. We have a reputation to uphold and we will go out of our way to make sure home sellers in Cincinnati & Dayton have a positive experience.

    Repairs

    When calculating the cost of the needed repairs, iBuyers are known to nickel and dime their clients. Small and petty repairs are often factored into the iBuyer’s offer, reducing the price further and further. When you choose to sell your house directly to Ohio Cash Buyers LLC, we will adjust our offer price based on major repairs only. Small and unnecessary repairs won’t even be considered when we are putting our offer together.

    iBuyers are getting a lot of attention, but based on many studies and experiences we have heard about, the process isn’t as beneficial as it may seem.

    Learn more about what it means to sell to an investor in Cincinnati & Dayton! Contact us today to learn more!

  • The Pros and Cons of Hiring An Agent To Sell Your House in Cincinnati & Dayton

    You’ve decided it’s time to sell. Should you hire an agent to sell your house in Cincinnati & Dayton, Ohio? Do you want to pay large commissions? How long are you willing to wait for the house to receive an offer? How long will it take to close? What sort of repairs will you have to make? How does the house look when I leave for work in the morning? Are you available to show your house with 24-hour notice, or less? 

    Commissions and Fees

    Real estate agents are paid based on a percentage of the sale price of your house. If you do not use an agent, there will be no commissions paid to a buyer’s or seller’s agent. That means thousands of dollars in savings! The usual commission is 3% per side, so if you sell your house for $400,000, you would have to pay $24,000 in commissions alone, along with the traditional seller’s closing fees and other possible transaction fees to the closing agent and the real estate agents office. Real estate investors typically do not charge commission or transaction fees, and if they do, it is extremely low in comparison. 

    Waiting Time Frame

    Real estate agents have access to the multiple listing service, or MLS, which allows your property to be found in searches for certain features of a property. This may sound great, but how long will it sit on the market? How fast will you receive offers? Real estate investors and other direct house buyers typically have a network of other house buyers, so if your property doesn’t fit their portfolio, then it may fit one of their colleagues’ portfolios. Either way, this means very limited waiting time for an offer. Also, when you sell your house in Cincinnati & Dayton, Ohio to house buyers, they will typically close faster than traditional house buyers, and usually in pay full in cash. Traditional house purchases usually require qualifications from banks, mortgage underwriting time, property inspection and the buyer may not end up qualifying in the end. 

    Inspections & Repairs

    Professional house buyers in Ohio will usually purchase houses as-is. As a seller, this means you do not have to worry about repairs before closing or any other additional expenses you were not planning on. There are some companies that do not require inspections which makes it a truly as-is transaction. When you use a real estate agent, the buyer’s agent will almost always order an inspection of the property. If they find something wrong with the property structure, they may require you to fix it out of pocket before the property closes.

    Showings

    If you decide to use a professional house buyer in Cincinnati & Dayton, Ohio, you will not have to worry about going through a roller coaster of emotions. There are no frustrating, middle-of-dinner phone calls asking if you are available to show your house. You don’t have to worry about leaving your house spotless every day before heading to work, just in case there is a showing while you’re gone. You don’t have to worry about possibly running into a buyer’s agent or their clients or dealing with them asking you questions that you really shouldn’t answer anyway. You also don’t have to worry about buyers arguing with you over which furniture you are taking and what you are leaving.

    There are a lot of situations to think about when you are ready to sell your house. We can help you decide which avenue would be best for you.

    Please give us a call today at   or send us a message to discuss the pros and cons of hiring an agent to sell your house in Cincinnati & Dayton, Ohio.

  • Sell Your Unwanted House In Cincinnati & Dayton To Take Advantage of The Low-Interest Rates

    Now is the time to sell your unwanted house in Cincinnati & Dayton to take advantage of the low-interest rates! 

    Price Appropriately

    The number one thing that will sell unwanted property is to offer it for sale at an appropriate asking price. Spend some time and research the recent comparable sales in the close area to the property. Make sure to analyze all aspects of the property: whether or not it has a pool or access to a body of water or canal, the year the property was built, the proximity to shopping plazas, grocery stores, or other points of interest in the neighborhood. Determine the appropriate asking price by using the most recent sales possible, preferably in the past 6 months. If there are no recent comps in the offer, consider using other properties in the area and subtracting or adding value based on features that your property does or does not have. If you offer the property for sale too far below market, then buyers might believe there is something wrong with the property.

    Sell to a Home Buyer

    If you are in an urgent need to sell your house in Cincinnati & Dayton, selling to a professional home buyer might be the option for you. They usually provide cash offers with an extremely quick closing time frame and may or may not require an inspection first. The home buyer will usually have a large network of investors with multiple portfolio types and can easily add your property to it. You can use this quick cash to have your down payment for your next property to take advantage of the low-interest rates.

    Offer Owner Financing

    There are many future buyers that are looking for a lending alternative who may not have the best financial history on paper, but are honestly trying to improve their situation. Offering owner financing might be a great option to open up your house to more buyers, just make sure to do a background and reference check. Owner financing would also be a great option if you are looking for long term monthly payments. This would be a great option if you already have the down payment for your new house.

    Find a Property

    It is important to do research on your next purchase before jumping into something to take advantage of the low-interest rates. Check out the schools, entertainment, access to shopping and groceries. Check that the taxes are paid, check the zoning, verify if the property is in a property owners association, this will cost you over time and eat into your rental profits. Make sure you conduct an inspection of the house you are interested in, most lenders will require this anyway. You want to make sure you pick a house with a good structure, a comfortable floor plan, and some curb appeal.

    Find a Mortgage

    The mortgage rates are at a low point right now, take advantage of this opportunity! Lower interest rates mean the lenders are more willing to originate loans. Shop around different mortgage companies to find the best rate you can get with your financial situation. Keep your credit score in mind, and contact multiple lenders to see what they can do for you. Choose the lender that has the lowest interest rate with the length of payment and type of loan that works for you and the property you plan on purchasing. Having a pre-approved letter in hand will give you the advantage when making an offer on your new house.

    Call Ohio Cash Buyers LLC today at or send us a message to discuss selling your unwanted house in Cincinnati & Dayton to take advantage of the low-interest rates!

  • Selling With a Cincinnati & Dayton Real Estate Agent vs. Selling To A Local Investor

    Selling With a Cincinnati & Dayton Real Estate Agent vs. Selling To A Local Investor

    Do you need to sell your house fast in Cincinnati & Dayton? It important that you understand the options available to you. There is more than just one way to sell your Cincinnati & Dayton home. In this post, we will dive into two of the most popular ways, so you can decide which selling option will be right for you.

    Hiring A Cincinnati & Dayton Real Estate Agent

    The Money

    You likely know you will have to pay your agent a commission of about 5-6% if they are able to successfully sell your house in Cincinnati & Dayton. However, there are also a number of other costs that will come into play when listing your house for sale.

    • Marketing – Many home sellers want or need to utilize marketing that goes beyond the scope of their agent. This can be professional photography, virtual tours, or premium listings.
    • Repairs – Even if your house is in great shape, there will likely be something that will need fixing. Whether it is a new coat of paint, replacing a leaky faucet, or patching a hole in the wall, these repairs will add up fast.
    • Staging – When you list your home you will want it to look its very best. This means you should take some time to hide away the clutter and decorate it in a warm and inviting fashion. Whether or not you hire a professional stager in Cincinnati & Dayton, making the house pretty can cost a pretty penny.
    • Holding Costs – The holding costs include things like your property taxes, homeowners insurance, utility bills, and maintenance. These costs don’t stop when you list your house. In fact, keeping your house in tip-top shape can actually drive your holding costs up even higher.
    • Closing Costs – As a home seller, you will usually pay somewhere around 2% of the final sale price toward your closing costs.
    • Cleaning – Before you list and while to is on the market, the house will need to be kept clean. Many people opt to have it cleaned professionally before it is listed, maintaining the home while it is listed. You should also consider professional carpet cleaning, power washing, and yard clean-up and hauling expenses.

    That said, working with an agent has the potential to get the highest price possible. Just be sure you have deducted all of the costs mentioned above to be sure listing with an agent in Cincinnati & Dayton makes sense for you.

    The Time

    When you hire an agent to help you sell your house in Cincinnati & Dayton, they will shoulder a good portion of the effort that goes into selling. That said, the process will require some of your time and effort as well. For example, you will likely have to spend time…

    • Keeping the property clean and ready for those last-minute showings
    • Making repairs and upgrades to the property before it hits the MLS
    • Marketing the property on sites other than the MLS
    • Vacating the property when someone requests to come see it
    • Waiting for an offer, hoping you will get your asking price
    • Reviewing offers from potential buyers
    • Negotiating with potential buyers
    • Waiting for the escrow process to be completed
    • Dealing with inspectors and appraisers

    The worst part is that you could go through all of the above, only to have the sale fall through at the last minute. If you’ve spent any time shopping for homes in the past, you’ll often see properties go pending, only to be relisted when the funding falls through.

    The Unknown

    One of the most difficult parts of selling your house with an agent in Cincinnati & Dayton is the unknown. You won’t know if you will get your asking price, when, or if your improvements will provide returns. Not only is this stressful, but it also makes it difficult for you to plan ahead.

    Selling To An Investor

    The Money

    It’s no secret that when you sell your house to an investor in Cincinnati & Dayton, the sale price will not usually be as high as retail. That said, the amount you can save will more than make up for it. Most direct buyers, including Ohio Cash Buyers LLC buy houses as-is, which means there are no repair costs to worry about. You will also not have to pay commissions, closing costs, or extended closing costs.

    The Time

    In most cases, we are able to close in just a few days, potentially saving you a fortune in holding costs. You won’t have to do a thing other than pack up the items you wish to keep. We will handle everything else, including any items you wish to leave behind. Working with Ohio Cash Buyers LLC will help you sell your house in less time, offering you convenience and a fair price.

    When you consider the time and the money involved with working with a Cincinnati & Dayton real estate agent vs. selling to a local investor, your idea of how to most efficiently sell your house may change.

    Learn more about selling your house with a Cincinnati & Dayton real estate agent vs. selling your house to a trusted, local, investor! Give us a call or send us a message today!

  • 5 Signs You Should Sell Your House As-Is in Cincinnati & Dayton

    Sell your house as-is! While you may typically think of a home in a dire state of disrepair, there are many reasons that homeowners are choosing to take the fast lane to sold. One of the top benefits of selling as-is is that no matter what condition your home is in, you can simply walk away free and clear of the house that no longer suits your life, no matter the reason.

    We will explore the five signs you should sell your house as-is in Cincinnati & Dayton 

    Finances

    If you are facing financial struggles and need to find more affordable permanent housing but have to sell your current home first, this is another sign you should sell your house as-is in Cincinnati & Dayton.  Make the best decision about selling by starting with a direct buyer like those at Ohio Cash Buyers LLC who will compare the costs of listing and what you would earn from a sale on the market, along with the figures used to reach our cash offer, which you will agree is fair. We never charge commissions, and no hidden fees are waiting for you at closing; our offer is what you get.

    Time Crunch

    If you are anxiously counting down the days until your home sells, this is a sign you should sell your house as-is in Cincinnati & Dayton. No matter why you need to sell your home in a hurry, the holding costs as the months pass can become distressful. A direct sale to a professional investor like those at Ohio Cash Buyers LLC can save you valuable time; our closing date is guaranteed and usually within a matter of days. A little too quick for you? Not to worry, Ohio Cash Buyers LLC can set the closing for a date that suits you best.

    Major Repairs 

    If you’re overwhelmed by the significant repairs, you are aware of your home needs and a bit fearful of what else an inspection may uncover; this is a sign you should sell your house as-is in Cincinnati & Dayton. A direct buyer like those at Ohio Cash Buyers LLC works with a team of industry specialists, and we can quickly assess your property, make you an as-is offer, and relieve you of the financial burden as well as any legal responsibilities around disclosure laws 

    Contingencies and Disclosure

    Suppose you want to be confident that your buyer will not back out of the deal and is willing to forego any contingencies. Your desire to work with serious contenders only is a sign you should sell your house as-is in Cincinnati & Dayton. Contingencies can allow buyers to walk away after tying up your property for days or weeks. The professional investors at Ohio Cash Buyers LLC are serious buyers and will agree to forego any contingencies in writing in our simple contracts. 

    Hassles of Traditional Sales

    For many homeowners, interruptions for impromptu showings along with all of the appointments, paperwork, deadlines, and last but not least, the stress of waiting for a buyer are deal-breakers. If the thought of showings along with the trappings of a conventional real estate transaction makes you long for escape, this is a major red flag telling you that you should sell your house as-is in Cincinnati & Dayton. When you add it all up, working with a direct buyer like the professional investors at Ohio Cash Buyers LLC will save you valuable time and money. 

    Ohio Cash Buyers LLC has a solution for you if the signs point towards selling your house as-is in Cincinnati & Dayton. The professionals at Ohio Cash Buyers LLC have years of experience in helping homeowners just like you. Ohio Cash Buyers LLC understands how important listening is; you can rely on us to help you solve the problems standing in your way of selling. To learn more, send us a message or call Ohio Cash Buyers LLC at

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  • How to Know if You Should Sell Your House in Cincinnati & Dayton or Refinance

    Many factors come into play when homeowners determine the best course of action to take with such a significant financial transaction as selling or refinancing your home. The decisions you make today will have a substantial impact on your overall financial health in the future, so take the time to consider all the particulars of each option. So, if you are one of the many homeowners feeling a bit unsure about whether or not you should sell your house in Cincinnati & Dayton or refinance, read on to learn how you can know for sure which is best for your situation. 

    Space

    While you may have required four bedrooms when you purchased your home several years ago, and your needs have changed, you may find that you have become burdened by keeping such an ample space. It may be time for you to sell and downsize should you find yourself in this situation. Conversely, you may have been single when you purchased your first home, and two children later discover that you have outgrown the house. Refinancing may be an option if the property has room for additions. However, most homeowners would rather forego the stress, mess, and noise of living in a construction zone, so you should consider carefully how your family will handle the headaches of renovations when deciding if you should sell your house in Cincinnati & Dayton or refinance.

    Finances

    Outside forces can drastically change our financial circumstances for the better or regrettably for, the worse, which can strongly influence whether or not you should sell your house in Cincinnati & Dayton or refinance. If you find yourself struggling to make ends meet, consider that lenders have strict criteria about your credit rating. In addition, if you borrow more than 80 percent of the current market value, you’ll probably be paying an additional fee for private mortgage insurance, PMI, and check with the lender about other fees and costs associated with refinancing. Finally, if foreclosure is a possibility, don’t stick your head in the sand and allow procedures to begin without taking any action. Listing a home on the market to sell for the highest possible profit takes both time and money. If you are already in financial distress, find out the average days on the market, which is the closest you can get to an estimate of when your home will sell. You’ll need to take a realistic inventory of the costs involved to list a home before jumping in, including real estate commissions, prepping and cleaning for showings, inspection, appraisal, repairs, and the costs of holding the property until the sale occurs.

    Ohio Cash Buyers LLC

    If you are trying to decide if you should sell your house in Cincinnati & Dayton or refinance, the experts at Ohio Cash Buyers LLC take the time to listen to your concerns and answer any questions with no obligation. At Ohio Cash Buyers LLC, our professional buyers have years of experience to help guide you in knocking down hurdles that homeowners just like you face every day; why not find out how a direct sale to Ohio Cash Buyers LLC could be the solution to your problems? At Ohio Cash Buyers LLC, we are your neighbors, and our goal is to help you make the best choice for your situation. At Ohio Cash Buyers LLC, we want you to feel good about the deal long afterward, so we detail how much you would profit by listing your home on the Cincinnati & Dayton market details of our offer, which you’ll agree is fair. Working with a professional buyer from [compay] on the direct sale of your home means no worries about repairs or commissions, or hidden fees in our straightforward contract. Contact Ohio Cash Buyers LLC at

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  • 3 Misconceptions People Have About Selling Their Cincinnati & Dayton Homes in 2022

    The methods for selling a home have changed and made old beliefs about what is required to sell a house have become obsolete. So read on as we explore three of these lingering misconceptions people have about selling their Cincinnati & Dayton homes in 2022. 

    Prep Work and Repairs 

    One of the people’s misconceptions about selling their Cincinnati & Dayton homes in 2022 is that you have to spend money to make money. Some sellers prefer to avoid the inconvenience of showings. In contrast, others do not have the time, desire, or financial means to do the painting, updating, and all of the work involved to bring a top market dollar for their property. Other home sellers are concerned about the cost of repairs. Alternatively, the direct buyers at Ohio Cash Buyers LLC are cash buyers who purchase homes in as-is condition. At Ohio Cash Buyers LLC, our direct buyers want you to sell your home for the highest possible profit. So, whether your property is new or like new, or has become run down, at Ohio Cash Buyers LLC, our direct buyers will provide you with a comparison to decide which is best for your circumstances. We’ll lay out how much you’d profit from a traditional listing vs. all of the numbers used to reach our offer, which you’ll agree is fair. 

    You Must List To Sell

    Another one of the misconceptions people have about selling their Cincinnati & Dayton homes in 2022 is that their only option is either listing with a realtor or listing on the real estate market themselves.  Many homeowners consider selling as an FSBO to save the real estate commissions. Some sellers prefer to keep the commissions yet work with a professional, like a direct buyer from Ohio Cash Buyers LLC, to ensure that they’re not going to face any legal repercussions from the sale or disclosure laws.  With our full-service team of professionals on call, the direct buyers at Ohio Cash Buyers LLC will buy your home directly, and we never charge commissions. There are no hidden fees in the offer we provide, and you won’t even pay any closing costs with a direct sale to a seasoned professional investor from Ohio Cash Buyers LLC. 

    The Selling Process is Slow

    Another one of the misconceptions people have about selling their Cincinnati & Dayton homes in 2022 is that they will have to wait months before they close, even if they sell reasonably quickly. Some sellers are willing to pay for the convenience of speed that direct buyers like those at Ohio Cash Buyers LLC offer as an alternative. At Ohio Cash Buyers LLC, our seasoned direct buyers are professional investors who have a solution for all types of real-world problems. For example, a job relocation costs a fortune in holding costs as you wait out the traditional listing process and wait for a buyer and then go through the hassles of loan approvals with no end date in sight. At Ohio Cash Buyers LLC, we provide a fast, guaranteed closing date, typically within weeks, that can be at a date that coincides with your plans for moving. 

    The bottom line is that the direct buyers at Ohio Cash Buyers LLC live and work here in Cincinnati & Dayton, and we care about our neighbors; our goal is to make a deal you’ll feel good about long after leaving the closing table. At Ohio Cash Buyers LLC, our policy is full transparency; we take the time to explain the process step-by-step. Why not talk to a direct buyer at Ohio Cash Buyers LLC about any hurdles standing in the way of your sale and find out how a direct sale offers solutions. You can rest assured that your direct buyer from Ohio Cash Buyers LLC will listen to your concerns and answer any of your questions to your satisfaction. Contact Ohio Cash Buyers LLC at

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  • Using Psychology to Sell Your Home in Cincinnati & Dayton

    When you’re getting ready to sell your Cincinnati & Dayton home, you’ll want to make sure you have everything working in your favor. Depending on your neighborhood, there might be several similar homes on the market, all with similar amenities. If you want to sell your house quickly, it has to stand out and feel special.

    In this blog, we will give you…

    5 Clever Tips That Use Psychology to Sell Your Home Fast!

    1. The Numbers Matter

    Do your homework, and know exactly what your home is worth. Setting a specific price will show prospective buyers that you know what you are talking about, and have invested in maintaining the quality of the home. Round numbers can make it seem like you have no idea what you’re doing. “$150k? That sounds about right!”  If you and your agent conclude that your home is worth $196k, you might want to ask $206k.

    In addition, avoid listing something using a whole mess of 9’s. “Our home is $299,999.99!.” People see through this and can make you seem gimmicky. This isn’t what people are looking for when making such a large purchase.

    2. Engage the Senses

    But not TOO much. Make people have that “WOW” feeling the minute they walk in the door.

    You don’t need to burn your basil, rain, lavender blend incense. But you do want to make sure there is a light and pleasant smell throughout. People love the smell of a freshly cleaned home. Don’t go crazy with the bleach, but rather use something citrus or pine scented. These aromas are universally appealing, just don’t let them become overpowering.

    As far as what people hear, keep music mild and low. Everyone has different taste, and you don’t want to subconsciously make buyers want to leave the room.  Let the light in.

    And always…. always, let the light in. Open the curtains, the blinds and turn on a light if you have to. Dark and shadowy places are often ignored.

    3. Don’t Get Too Personal

    Put away your vacation pictures and clean the paperwork off your desk. People don’t want to feel as if they are “intruding” on your space. Making them feel uncomfortable right from the get go, isn’t the best way to sell. You want to find the balance of making the house feel “homey” without feeling too specific. Think about a catalog shoot when you are staging. You don’t have to go overboard, but include some pieces of interest that aren’t excessively powerful. This will allow people to imagine themselves in the space, so make it warm and inviting.

    This will also make the selling process easier for you. Putting your personal effects away will give you a headstart in leaving the place you’ve called home. Being emotionally ready to sell will make the whole process less stressful.

    4. Throw a Party

    It’s likely that the people coming to your open house have been to a few others just like it. Do something different, and have your open house in the evening or on a Sunday for a BBQ and a football game. This will bring in a whole new crowd and will definitely make your house stand out above the rest. If you show people a good time, they will be able to envision themselves living in the home, and enjoying it just as much as you do.

    5. Love at First Sight

    People decide if they are going to buy within the first few seconds of seeing your home. It is up to you to make those first few seconds count. Of course, there are always exceptions to this rule, but first impressions go a long way. If your yard is overgrown or messy, people aren’t going to feel a welcoming vibe. Make sure your yard is well groomed and take care of some easy cosmetic fixes. (New house numbers, a mailbox refresh or some paint touch-ups.)

    You will also want to give some attention to your entry area and the places people see upon walking in. Add some flowers and make sure the lighting is on point. Don’t leave clutter around as this is often the place where shoes, backpacks and other miscellaneous items pile up.

    If you are ready to sell your Cincinnati & Dayton home, we can help you with our innovative approaches! Fill out this quick form and we will be in touch right away!

    Or give our office a call now!

  • Who can buy my home with cash in Cincinnati & Dayton Ohio?

    who will buy my house in Cincinnati & Dayton
    Need to sell your Cincinnati & Dayton house? Here are 3 options for you depending on your goals.
    Selling a home in this tough economy is no walk in the park. If you are facing a foreclosure, then chances are you are grappling with the question, “who can buy my home with cash in Cincinnati & Dayton?” Well, fret not! There are several options that you can explore when putting your home up for fast sale.

    Here are three most common options worth considering; however, if you need to sell your home fast for quick cash, then be sure to call Ohio Cash Buyers LLC first at

    . We have cash in the bank, and are able to buy any home, anywhere in Cincinnati & Dayton Ohio.

    #1 Sell your home fast for cash to a local Investor

    If you are determined to find a quick buyer, a local Cincinnati & Dayton home buying company such as us here at Ohio Cash Buyers LLC are one option for you. We buy houses in Cincinnati & Dayton and surrounding areas in Ohio when sellers need to sell fast.  If you’re looking to get the full market retail value on your home… and you have time to wait for it to sell (3-6 months) look at option number two. But if you need to sell your house fast and are willing to sell it less than the full retail value that you may be able to get by listing it w/ an agent and waiting until it’s sold… we’d like to make you a fast-fair offer on your house today... or call us directly at

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    #2 Sell your home fast for cash with a Real Estate Agent

    If you have a bit more time and can wait for the right retail buyer to come along, and you can pay the 3-6% in real estate agent commissions on the sale… listing your local Cincinnati & Dayton Ohio house with a real estate agent is a great option.

    A real estate agent is one option for getting your property across to cash house buyers… It is possible to sell your house quickly for cash through a real estate agent.

    However, this begins by finding the right agent. Start by asking at least five local Cincinnati & Dayton agents to assess your home and show you some comparable homes that they have recently sold for cash. The agent you settle for should list your home in as many property websites as possible in order to broaden the market reach and of course put it on the local Cincinnati & Dayton area MLS (multiple listing service).

    It is also important that they advertise your home in the local publications buyers tend to look at (newspapers, etc.). To help speed up the process, consider offering the agent an attractive incentive if they manage to sell the house within a specified time frame. With this option you will of course pay the real estate agent commissions… so be prepared to figure that into your overall costs.

    #3 Sell your home fast for cash with a FSBO Listing

    According to experts, 90 percent of all property searches now begin online… and if you have time to wait to get your house sold… and the time to show potential buyers your house as they come calling… selling your Cincinnati & Dayton house “For Sale By Owner” may be a good fit.

    There are tons of web based real estate agents that you can approach to list your home on their websites and some agents will let you purchase a listing on the MLS for $300-$500+. . Additionally, you can list your home on websites like Craigslist as well as online property directories in your area. To attract potential buyers, be sure to accompany your listing with clear photos of your home.

    So, who can buy my home with cash in Cincinnati & Dayton?

    If you are grappling with this question, you need to realize that it is possible to sell a home fast for cash… the main thing you need to decide right now is how fast you need to sell your Cincinnati & Dayton house.  If you have 3-6 months and can pay the real estate agent fees… list your house with an agent.

    But if you don’t have enough room in the house sale to pay an agents commissions… or you can’t wait the time it may take to sell your house at full retail… chatting with a reputable local real estate buyer like Ohio Cash Buyers LLC may be a great option to explore. All you have to do is know your options when it comes to selling property for cash. Click here to learn more home for cash selling tips. Better still, fill the web form below for a fast fair all cash offer for your home.

    Fill out this form to get your fast-fair cash
    offer for your Cincinnati & Dayton house.

  • Understanding the Foreclosure Process in Ohio

    Understanding the foreclosure process in Ohio is an important part of navigating your own home foreclosure.

    Before we dive in…

    What is foreclosure anyway?

    Foreclosure is the legal process that lenders use to take back property securing a loan, generally after the borrower stops making payments.

    Foreclosure is no fun.  But just know that it’s not the end of the world.

    When you know how foreclosure in Ohio works… it arms you with the knowledge to make sure you navigate it well and come out the other end as well as possible.

    The Basic Stages of A Foreclosure

    There’s a few stages that are important to any foreclosure process.

    Foreclosure works differently in different states around the country.

    The two ways different states use to foreclose upon a property are: judicial sale or power of sale.

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    or through our contact page to have us walk you through the specific foreclosure process here locally in Cincinnati & Dayton.

    In either scenario, foreclosure typically doesn’t go to court until 3-6 months of missed payments have elapsed. Usually (but not always), a lender will send out many notices that you are in arrears – overdue or behind in your payment.

    Under Judicial Foreclosure:

    • Your mortgage lender must file suit in the court system.
    • You’ll get a letter from the court demanding payment.
    • Assuming the loan is valid, you’ll have 30 days to bring payment to court to avoid foreclosure (and sometimes that can be extended).
    • If you don’t pay during the payment period, a judgment will be entered and the lender can request the sale of your property – usually through an auction.
    • Once the property is sold, the sheriff serves an eviction notice and forces you to immediately vacate the property.

    Under Power of Sale (or Non Judicial Foreclosure):

    • The mortgage lender serves you with papers demanding payment, and the courts are not required – although the process may be subject to judicial review.
    • After the established waiting period has elapsed, a deed of trust is drawn up and control of your property is transferred to a trustee.
    • The trustee can then sell your property for the lender at a public auction (notice must be given).

    Anyone who has an interest in the property must be notified during either type of foreclosure.

    For example, any contractors or banks with liens against a foreclosed property are entitled to collect from the proceedings of an auction.

    What Happens After A Foreclosure Auction?

    After a foreclosure is complete, the loan amount is paid off with the sale proceeds.

    Sometimes, if the sale of the property at auction isn’t enough to pay off the loan, a deficiency judgment can be issued against the borrower.

    A deficiency judgement is where the bank gets a judgement against you, the borrower, for the remaining funds owed to the bank on the loan amount after the foreclosure sale.

     

    Some states limit the amount owed in a deficiency judgment to the fair value of the property at the time of sale, while other states will allow the full loan amount to be assessed against the borrower.

    Here’s a great resource that lists the state by state deficiency judgement laws, since every state is different.

    Generally, it’s best to avoid a foreclosure auction. Instead, call up the bank, or work with a reputable real estate firm like us at Ohio Cash Buyers LLC to help you negotiate discounts off the amount owed to avoid having to carry out a foreclosure.

    Experienced investors can help you by negotiating directly with banks to lower the amount you owe in a sale – or even eliminate it, even if your home is worth less than you owe.

    If you need to sell a property near Cincinnati & Dayton, we can help you.

    We buy houses in Cincinnati & Dayton Ohio like yours from people who need to sell fast.

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    Other Foreclosure Resources For Cincinnati & Dayton Ohio HomeOwners: